FEMA flood zones · Georgia

Echols County, Georgia Flood Zone Map

1 flood insurance claims·$50,711 paid·5 federal flood & hurricane disasters

15% of Echols County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Echols County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

2 NOAA storm reports from Echols County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →

Federal disasters

18 federal disaster declarations since 1977, 5 of them floods, coastal storms or hurricanes.

DisasterBegan
Hurricane HeleneSep 24, 2024
Hurricane DebbyAug 4, 2024
Tropical Storm DebbyAug 4, 2024
Hurricane IdaliaAug 30, 2023
Hurricane MichaelOct 9, 2018
Hurricane IrmaSep 7, 2017
Severe Storms, Tornadoes, Straight-line Winds, And FloodingJan 21, 2017
Hurricane MatthewOct 4, 2016

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

9 since 1996: 2 flash floods and 3 river or area floods.

EventDateDamage
Hurricane (Typhoon)Sep 27, 2024—
Tropical StormAug 30, 2023—
FloodFeb 10, 2023—
FloodApr 5, 2009—
Tropical StormSep 25, 2004—
Tropical StormSep 5, 2004—
Flash FloodJun 12, 2001—
FloodMar 1, 1998$25,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Hurricane (Typhoon) · Sep 27, 2024. Hurricane Helene made landfall as a category 4 with peak winds of near 140 mph in the Florida Big |Bend just east of the Aucilla River Entrance in Taylor County, late Thursday evening September 26, |2024. Helene's main impact to southeast Georgia and northeast Florida was wind damage as it |tracked quickly north-northeast. The very powerful hurricane and the forward motion produced a |wide swath of wind damage ac…

Tropical Storm · Aug 30, 2023. Hurricane Idalia made landfall Wednesday morning August 30th around 745 AM EDT along the|Florida Big Bend near Keaton Beach as a category 3, with the inner core moving NE across the|Suwannee River Valley. The inner wind core of Idalia gradually weakened through the morning while,|heavily impacting Suwannee and Hamilton counties in NE Florida and Echols county SE Georgia as the|circulation tracked NE. Widespread tr…

Flood · Feb 10, 2023. Waves of pre-frontal showers and storms produced training bands of locally heavy rainfall over the course of a couple of days.

Flood · Apr 5, 2009. A stationary front was draped across north Florida and Southeast with a series of disturbances riding eastward along the boundary. Gulf moisture fed the storms with heavy Rainfall occurring across most of the region. On Thursday a strong disturbance over the Rockies became a low pressure system that finally drove a cold Front through the area on Thursday night. Jet dynamics were favorable for strong to severe stor…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Echols County

If a building in Echols County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.