Enter any address in Floyd County, Georgia to see its FEMA flood zone
Flash flooding from heavy rainfall events is the most frequent type of flooding recorded in Floyd County over the last 30 years, with 35 such events noted. Tropical storms and general flood events also occur, with one recorded fatality associated with a flood event. Recent examples include flash flooding reported in Rome in July 2023 following rainfall of 2 to 4 inches across the region, and isolated flash flooding in July 2022 due to strong storms.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the highest number of claims, with an average payout of $8,389 and an average water depth of 2.1 feet. However, properties in Zone X_UNSHADED and Zone X have seen higher average payouts, suggesting significant damage can occur even outside of high-risk AE flood zones. Homeowners in Zone A, as well as those in Zone X_SHADED which has seen the deepest average water depth at 3.4 feet, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
27 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Floyd County, Georgia has recorded 63 flood-related events since 1996 according to NOAA's Storm Events Database, including 35 flash floods and 12 river or area floods. The county has received 19 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1966–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Winter Storm | Severe Ice Storm | Feb 10, 2014 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Severe Storm | Apr 27, 2011 |
| Severe Storms And Tornadoes | Severe Storm | Mar 14, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 27, 2005 |
| Severe Winter Storm | Severe Storm | Jan 22, 2000 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 10, 2023 | 0.00K |
| Flash Flood | Jul 10, 2023 | 50.00K |
| Flash Flood | Jul 10, 2023 | 20.00K |
| Flash Flood | Jul 30, 2022 | 0.00K |
| Flash Flood | Mar 25, 2021 | 0.00K |
| Flash Flood | Jul 20, 2021 | 0.00K |
| Tropical Storm | Oct 28, 2020 | — |
| Flash Flood | Apr 13, 2020 | 0.00K |
| Flash Flood | May 26, 2018 | 0.00K |
| Flash Flood | May 18, 2018 | 0.00K |
Flash Flood — Jul 10, 2023
A shortwave riding along a frontal boundary produced heavy rainfall over north Georgia on the morning of July 10. Rainfall amounts of 2 to 4 inches were common over northwest Georgia, with portions of Floyd county receiving above 4 inches. Although convective activity diminished into the pre-dawn hours as this system moved southward into Atlanta, it was not before flash flooding was reported in...
Flash Flood — Jul 30, 2022
A surface boundary sagged southward during the afternoon of July 29th and served as a catalyst for development of isolated strong to severe storms through July 30th across portions of North Georgia, including the Atlanta metro. These storms produced isolated reports of trees down causing structural damage and flash flooding.
Flash Flood — Mar 25, 2021
A very moist and moderately unstable airmass over the region combined with strong shear and persistent southwesterly mid and upper flow produced numerous showers and thunderstorms across north and parts of central Georgia through the day on the 25th into the morning of the 26th. Numerous reports of flooding were received with several reports of severe thunderstorms and a few isolated tornadoes....
Flash Flood — Jul 20, 2021
Afternoon showers and thunderstorms produced widespread heavy rain over north and central Georgia on the evening of July 19th and 20th. Rainfall amounts ranged from 1 to 3 inches, with pockets of 3 to 5 inches over northeast Georgia and the Atlanta metro area. As a result, flash flooding occurred, including several reports of water rescues. These rainfall amounts occurred during a prolonged per...
Tropical Storm — Oct 28, 2020
During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Floyd County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Floyd County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.