Enter any address in Grady County, Georgia to see its FEMA flood zone
Tropical storms and flash flooding dominate the flood history of Grady County. Over the past 30 years, NOAA records show 14 tropical storm events, 9 flash flood events, 2 hurricane events, and 1 general flood event, resulting in a total of 2 deaths. Major regional impacts are illustrated by recent events, including the major flash flood event of April 2024 that brought heavy rainfall and rapid water rises across the region, and Hurricane Debby in August 2024, which brought heavy rainfall and widespread long-duration areal flooding.
National Flood Insurance Program claims data indicates that flood risks extend beyond designated high-risk areas. Properties located in moderate-to-low risk Zone X recorded 8 claims with an average payout of $15,781 and an average recorded water depth of 4 inches. Meanwhile, properties in high-risk Zone A recorded 5 claims with a higher average payout of $24,438 and a significantly higher average recorded water depth of 64 inches.
Homeowners, real estate agents, and journalists should pay the closest attention to properties in Zone A due to the severe water depths experienced during floods, as well as properties in Zone X where heavy rainfall from tropical systems can still produce damaging water accumulation.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
18 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Grady County, Georgia has recorded 26 flood-related events since 1996 according to NOAA's Storm Events Database, including 9 flash floods and 1 river or area floods. The county has received 17 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Hurricane Debby | Tropical Storm | Aug 4, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Storms, Flooding, Tornadoes, And Straight-line Winds | Severe Storm | Mar 26, 2009 |
| Hurricane Katrina Evacuation | Hurricane | Aug 27, 2005 |
| Tropical Storm Frances | Hurricane | Sep 3, 2004 |
| Severe Storms/tornados | Severe Storm | Feb 14, 2000 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 26, 2024 | 0.00K |
| Flash Flood | Apr 11, 2024 | 0.00K |
| Tropical Storm | Aug 5, 2024 | 500.00K |
| Tropical Storm | Aug 30, 2023 | 5.00K |
| Flash Flood | Jul 11, 2022 | 0.00K |
| Tropical Storm | Nov 10, 2022 | 3.00K |
| Tropical Storm | Aug 16, 2021 | 3.00K |
| Hurricane (Typhoon) | Oct 10, 2018 | 50.00M |
| Flash Flood | Dec 1, 2018 | 0.00K |
| Tropical Storm | Sep 10, 2017 | 1.00M |
Tropical Storm — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — Apr 11, 2024
A major flash flood event occurred across portions of the Florida big bend and southern Georgia during the late night hours of April 10th through the early morning hours of April 11th. Between 6 and 10 inches of rain fell with localized higher amounts, particularly over Tallahassee. This resulted in rapid water rises across Tallahassee with numerous cars and structures flooded. Several milli...
Tropical Storm — Aug 5, 2024
Hurricane Debby made landfall along the Taylor County coast as a Category 1 Hurricane on the morning of Monday August 5th. In addition to storm surge flooding along the FL Big Bend coast, around 12 inches of rainfall lead to widespread flooding in Madison and Taylor counties. In particular, rainfall in Southeast Madison County corresponded to a 0.2% annual chance occurrence or a 500 year flood ...
Tropical Storm — Aug 30, 2023
Hurricane Idalia made landfall on the morning of August 30th along the coast of Taylor County Florida near Keaton Beach at approximately 745 am EDT. The hurricane made landfall with estimated sustained winds of 125 mph, making it a Category 3 hurricane on the Saffir-Simpson Hurricane Wind Scale, the first major hurricane on record to make landfall in this portion of Florida. Hurricane Idalia mo...
Flash Flood — Jul 11, 2022
A combination of weak steering flow and tropical moisture resulted in slow moving thunderstorms with torrential downpours that produced a few instances of flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Grady County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Grady County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with a mortgage from a federally regulated or insured lender, or a federally backed loan, are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.