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Gwinnett County, Georgia Flood Zones

Check an Address in Gwinnett County

Enter any address in Gwinnett County, Georgia to see its FEMA flood zone

The Flooding Character of Gwinnett County

Flash flooding from thunderstorms is the most frequent flood event in Gwinnett County, with 31 occurrences in the last 30 years. Tropical storms and hurricanes have also contributed to flooding, with 14 tropical storm events and 3 hurricane events recorded in the same period. Recent events include heavy rainfall associated with Hurricane Helene in September 2024 and flash flooding from thunderstorms in August 2023, which brought torrential rainfall.

National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the highest number of claims, with an average payout of $24,006 and an average water depth of 5.8 feet. Properties in Zone X_UNSHADED also show a significant average payout of $30,850, with an average water depth of 4.2 feet, despite fewer claims. Homeowners in Zone A, Zone X_UNSHADED, and those without a designated Base Flood Elevation (BFE) should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Gwinnett County

27 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Georgia flood stories →

Flood Risk Data for Gwinnett County

Gwinnett County, Georgia has recorded 62 flood-related events since 1996 according to NOAA's Storm Events Database, including 31 flash floods and 14 river or area floods. The county has received 14 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.

Gwinnett County Disaster History

FEMA Disaster Declarations (1977–2026)

Disaster Declarations
14
Hurricane Disasters
2
Latest Disaster
Severe Winter Storm (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Gwinnett County

DeclarationTypeDate
Severe Winter StormWinter StormJan 22, 2026
Hurricane HeleneTropical StormSep 24, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane IrmaHurricaneSep 7, 2017
Severe Winter StormSevere Ice StormFeb 10, 2014
Severe Storms And FloodingSevere StormSep 18, 2009
Hurricane Katrina EvacuationHurricaneAug 27, 2005
Severe Winter StormSevere StormJan 22, 2000
Severe Storms And FloodingSevere StormFeb 14, 1998

Recorded Flood Events in Gwinnett County

NOAA Storm Events Database (1996–2025)

Total Flood Events
62
River/Area Floods
14
Flash Floods
31
Hurricanes/Tropical Storms
17
Total Property Damage
$28.7M
Flood Deaths
3

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Gwinnett County

TypeDateDamage
Tropical StormSep 26, 2024
Flash FloodAug 29, 20230.00K
Flash FloodAug 29, 202310.00K
Flash FloodAug 29, 202330.00K
Flash FloodAug 29, 202340.00K
Flash FloodAug 17, 20210.00K
Tropical StormOct 28, 2020— (2 deaths)
Flash FloodJul 13, 20180.00K
Flash FloodApr 23, 20170.00K
Flash FloodJun 20, 20175.00K

Gwinnett County Flood History

Tropical Storm — Sep 26, 2024

Hurricane Helene made landfall as a Category 4 hurricane in the Big Bend region of Florida at 11 PM EDT. Helene moved quickly inland bringing wind gusts between 50 and 100 mph to portions of east and central Georgia. Widespread rainfall totals between 6 and 14 inches were observed in association with Helene across north and central Georgia. The highest rainfall amounts were primarily observed i...

Flash Flood — Aug 29, 2023

Thunderstorms formed along a stationary boundary located draped across west-central and northwest GA on the 28th and 29th. Significant tropical moisture ahead of Hurricane Idalia led to several thunderstorms becoming strong to severe. The main hazards included damaging winds and torrential rainfall.

Flash Flood — Aug 17, 2021

The remains of Tropical Storm Fred moved across central and north Georgia as a tropical depression during the overnight hours through the morning producing isolated reports of damaging winds in convective bands and several tornadoes. No reports of wind damage were received outside of the stronger convective bands. Rainfall amounts exceeded 4 inches in portions of northeast Georgia, with amounts...

Tropical Storm — Oct 28, 2020

During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.

Flash Flood — Jul 13, 2018

A very moist and moderately unstable atmosphere combined with strong daytime heating to produce isolated severe thunderstorms each afternoon into the evening hours.

Source: NOAA National Weather Service Storm Events Database.

Gwinnett County NFIP Flood Insurance Claims

Total Claims Filed
409
Total Paid Out
$8.6M
Avg Claim
$28,165
Avg Water Depth
12.0 ft

Claims by Flood Zone

A Zones (High Risk)
198
X Shaded (500-yr)
2
X Unshaded (Low)
28

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Gwinnett County

FEMA assigns flood zone designations to areas in Gwinnett County, Georgia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Gwinnett County

Properties in Gwinnett County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.