1 flood insurance claims·$40,300 paid·3 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Haralson County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Tropical storms and heavy rainfall events dominate the flood profile of Haralson County, accounting for over half of all recorded events over the past 30 years in the NOAA Storm Events Database.
Severe weather events have historically driven localized impacts in the area. For example, Tropical Storm Zeta swept across north Georgia during late October 2020, producing widespread wind damage and isolated flooding. Similarly, heavy moisture from surface low pressure systems caused flash flooding during events such as the July 2013 and March 2011 storms.
National Flood Insurance Program records show limited claims history, with a single recorded claim in Zone A averaging a $40,300 payout with an average of 0 inches of recorded water depth. Homeowners and real estate agents in Haralson County should pay the most attention to properties situated in Zone A, where designated flood hazard areas present the primary risk for insurance claims and potential water damage.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
7 NOAA storm reports from Haralson County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →
17 federal disaster declarations since 1974, 3 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Sep 24, 2024 |
| Tropical Storm Zeta | Oct 29, 2020 |
| Hurricane Irma | Sep 7, 2017 |
| Severe Storms And Flooding | Dec 22, 2015 |
| Severe Winter Storm | Feb 10, 2014 |
| Hurricane Katrina Evacuation | Aug 27, 2005 |
| Severe Winter Storm | Jan 22, 2000 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
31 since 1996: 5 flash floods and 10 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Tropical Storm | Oct 28, 2020 | — |
| Tropical Storm | Sep 11, 2017 | $40,000 |
| Flash Flood | Jul 3, 2013 | $2,000 |
| Flash Flood | Mar 9, 2011 | $3,000 |
| Tropical Storm | Sep 4, 2011 | — |
| Flood | Feb 28, 2009 | $1,000 |
| Flood | Dec 18, 2009 | $2,000 |
| Flood | Nov 11, 2009 | $2,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Tropical Storm · Oct 28, 2020. During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Tropical Storm · Sep 11, 2017. On the morning of August 30th Tropical Storm Irma developed rapidly over the eastern Atlantic Ocean, just west of the Cape Verde Islands. Tropical Irma quickly strengthened as it moved west, reaching hurricane strength by the morning of August 31st. Hurricane Irma continued to move steadily westward across the Atlantic Ocean, intensifying to category 4 storm on the Saffir-Simpson scale as it approached the norther…
Flash Flood · Jul 3, 2013. A broad area of surface low pressure was in place from Alabama through the Ohio Valley, with a strong upper level system over the Missouri Valley. The upper low retrograded to the west during the day on the 3rd while additional deep moisture pushed into the area from the Caribbean. Showers and embedded thunderstorms developed during the afternoon, and with strong winds aloft associated with the upper low, some o…
Flash Flood · Mar 9, 2011. A broad and highly diffluent upper trough was moving slowly through the south central U.S. into the eastern U.S. A pattern that became all too familiar across the U.S. during the later half of March and much of April. As the trough moved into the eastern U.S. during the 10th and 11th, it deepened significantly and took on a strong negative title across the eastern U.S. This system was associated with widespread…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Haralson County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.