9 flood insurance claims·$128,417 paid·3 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Jasper County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Tropical storms and flash flooding dominate the flood risk profile in Jasper County, Georgia, according to NOAA storm records from the last 30 years. Localized flood events are driven by heavy rainfall from active weather patterns and passing tropical systems.
For example, heavy rainfall from thunderstorms produced flash flooding across the region on October 5, 2021. Later that year, on October 28, 2020, Tropical Storm Zeta swept across north and central Georgia, bringing widespread wind damage and isolated flooding. Heavy rainfall from a strong cold front also caused flash flooding on February 6, 2020.
NFIP claim data shows that flood risks extend beyond designated high-risk areas. Properties located in FEMA Zone A account for 5 claims with an average payout of $11,215 and an average recorded water depth of 10 inches. Meanwhile, properties in Zone X account for 4 claims with a higher average payout of $27,853 and an average recorded water depth of 16 inches. Homeowners, real estate agents, and journalists should pay particular attention to properties in both Zone A and Zone X, as moderate-risk areas can experience significant water depths and costly damage during heavy rain events.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
In flood insurance claims here that reported a flood depth, the average was 14 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2015, with 3 claims and $45,583 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
8 NOAA storm reports from Jasper County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →
17 federal disaster declarations since 1977, 3 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Sep 24, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Jan 12, 2023 |
| Hurricane Michael | Oct 9, 2018 |
| Hurricane Irma | Sep 7, 2017 |
| Severe Winter Storm | Feb 10, 2014 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Apr 27, 2011 |
| Hurricane Katrina Evacuation | Aug 27, 2005 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
23 since 1996: 6 flash floods and 1 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Oct 5, 2021 | — |
| Tropical Storm | Oct 28, 2020 | — |
| Flash Flood | Feb 6, 2020 | — |
| Tropical Storm | Oct 10, 2018 | — |
| Tropical Storm | Sep 11, 2017 | $75,000 |
| Flash Flood | Jun 6, 2016 | $2,000 |
| Tropical Storm | Sep 4, 2011 | — |
| Tropical Storm | Nov 10, 2009 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Oct 5, 2021. An active weather pattern, combined with excessive atmospheric moisture, produced numerous showers and thunderstorms October 4th and early October 5th. Heavy rainfall amounts of 3 to 5 inches were common over central Georgia, with higher amounts up to 10 inches in and around Columbus and West Point in west central Georgia. Isolated flash flooding was also reported around Gainesville, resulting from 2.5 to 4 inches…
Tropical Storm · Oct 28, 2020. During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Flash Flood · Feb 6, 2020. A line of thunderstorms ahead of a strong cold front moved into northwest Georgia in the pre-dawn hours and swept across north and central Georgia through the morning into the afternoon producing numerous reports of damaging thunderstorm winds and an isolated tornado. Storms along the front also produced heavy rainfall, ranging from 1.5 to 4 inches, with higher amounts up to 6 inches, particularly over north Georg…
Tropical Storm · Oct 10, 2018. Hurricane Michael made landfall along the Florida panhandle at Mexico beach (just southeast of Panama City) on the afternoon of October 10, 2018 as a high-end Category 4 hurricane (max winds of 155 MPH). Michael then moved rapidly inland, causing widespread wind damage along its path as it swept northeast across south and central Georgia. Hurricane Michael was the first major hurricane, category 3 or higher, to di…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Jasper County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.