FEMA flood zones · Georgia

Jenkins County, Georgia Flood Zone Map

10 flood insurance claims·$60,817 paid·6 federal flood & hurricane disasters

16% of Jenkins County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Jenkins County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 2 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 1998, with 4 claims and $15,714 paid, the year of Severe Storms and Flooding.

1992: 1 claims1998: 4 claims2003: 1 claims2009: 1 claims2013: 1 claims2024: 2 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

4 NOAA storm reports from Jenkins County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →

Federal disasters

21 federal disaster declarations since 1977, 6 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 22, 2026
Hurricane HeleneSep 24, 2024
Hurricane DebbyAug 4, 2024
Tropical Storm DebbyAug 4, 2024
Hurricane IdaliaAug 30, 2023
Hurricane MichaelOct 9, 2018
Hurricane IrmaSep 7, 2017
Hurricane MatthewOct 4, 2016

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

12 since 1996: 6 flash floods and 1 river or area floods.

EventDateDamage
Tropical StormSep 26, 2024—
Flash FloodAug 7, 2024$40,000
Flash FloodAug 6, 2024$250,000
Tropical DepressionSep 11, 2017$200,000
Flash FloodMay 29, 2012—
Flash FloodJun 29, 2010—
Tropical StormJun 12, 2006—
Tropical StormSep 27, 2004—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Tropical Storm · Sep 26, 2024. Helene first developed into a tropical storm in the northwest Caribbean Sea in the late morning of September 24, and strengthened into a hurricane near the Yucatan peninsula about 24 hours later. Helene continued to strengthen and became a major hurricane as it moved to the north-northeast across the eastern Gulf of Mexico. Helene made landfall in the Big Bend region of Florida in the late evening hours of Septemb…

Flash Flood · Aug 7, 2024. Debby first developed into a tropical storm about 100 miles west-southwest of Key West, Florida late afternoon on August 3rd, then gradually strengthened to a strong tropical storm while tracking north across the eastern Gulf of Mexico on August 4th. Debby then reached hurricane force strength late on August 4th about 100 miles west-northwest of Tampa, before continuing a north-northeast track across the eastern G…

Flash Flood · Aug 6, 2024. Debby first developed into a tropical storm about 100 miles west-southwest of Key West, Florida late afternoon on August 3rd, then gradually strengthened to a strong tropical storm while tracking north across the eastern Gulf of Mexico on August 4th. Debby then reached hurricane force strength late on August 4th about 100 miles west-northwest of Tampa, before continuing a north-northeast track across the eastern G…

Tropical Depression · Sep 11, 2017. Irma first developed into a tropical storm on August 30th about 420 miles west of the Cabo Verde Islands, and within 24 hours strengthened into a hurricane. Irma continued to intensify and became a major hurricane over the eastern Atlantic on September 1st. After undergoing a brief period of weakening on September 2nd, Irma once again strengthened into a major hurricane on September 3rd and maintained major hurr…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Jenkins County

If a building in Jenkins County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.