Enter any address in Jones County, Georgia to see its FEMA flood zone
Tropical storms and flash floods have been the most frequent types of flood events in Jones County over the past 30 years, with 15 tropical storm events and 10 flash flood events recorded. Recent examples include widespread rainfall and wind from Hurricane Helene in September 2024, and significant flash flooding in March 2023 due to heavy rainfall across the state. Another flash flood event in October 2021 brought 4 to 8 inches of rain to areas including Gray.
National Flood Insurance Program (NFIP) claims data shows an equal number of claims in Zone A and Zone X areas, with average payouts of $5,665 and $4,023 respectively. Zone X claims, however, reported a significantly higher average water depth of 25 feet compared to 0.5 feet in Zone A. A single claim in Zone V had no reported payout or water depth. Residents in Zone A and Zone X areas, as well as those in Zone V, should pay close attention to flood risk information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
12 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Jones County, Georgia has recorded 34 flood-related events since 1996 according to NOAA's Storm Events Database, including 10 flash floods and 7 river or area floods. The county has received 17 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Winter Storm | Severe Ice Storm | Feb 10, 2014 |
| Hurricane Katrina Evacuation | Hurricane | Aug 27, 2005 |
| Tropical Storm Frances | Hurricane | Sep 3, 2004 |
| Severe Winter Storm | Severe Storm | Jan 22, 2000 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 27, 2024 | 1.00K |
| Flash Flood | Mar 27, 2023 | 150.00K |
| Flash Flood | Oct 6, 2021 | 0.00K |
| Flash Flood | Oct 6, 2021 | 10.00K |
| Flash Flood | Oct 6, 2021 | 15.00K |
| Tropical Storm | Oct 28, 2020 | — |
| Tropical Storm | Oct 10, 2018 | 0.00K |
| Tropical Storm | Sep 11, 2017 | 75.00K |
| Tropical Storm | Sep 4, 2011 | 0.00K |
| Flood | Mar 28, 2009 | 0.00K |
Tropical Storm — Sep 27, 2024
Hurricane Helene made landfall as a Category 4 hurricane in the Big Bend region of Florida at 11 PM EDT. Helene moved quickly inland bringing wind gusts between 50 and 100 mph to portions of east and central Georgia. Widespread rainfall totals between 6 and 14 inches were observed in association with Helene across north and central Georgia. The highest rainfall amounts were primarily observed i...
Flash Flood — Mar 27, 2023
A prolonged, active weather pattern persisted across Georgia through late March, culminating in a series of disturbances that impacted the region March 25th through March 28th. In addition to numerous reports of damaging winds, hail and a few tornadoes, extreme rainfall amounts caused flash flooding over portions of the state. A swath of 4 or more inches of rain stretched from LaGrange, to Fors...
Flash Flood — Oct 6, 2021
A very moist and marginally unstable airmass ahead of a deep upper-level low over the lower Mississippi Valley resulted one report of a tree down and several flash flooding reports over middle Georgia. Heavy rainfall amounts of 1.5 to 3 inches were observed along a line from Thomaston to Gray to Eatonton to Comer, with pockets of higher amounts between 4 and 8 inches.
Tropical Storm — Oct 28, 2020
During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Tropical Storm — Oct 10, 2018
Hurricane Michael made landfall along the Florida panhandle at Mexico beach (just southeast of Panama City) on the afternoon of October 10, 2018 as a high-end Category 4 hurricane (max winds of 155 MPH). Michael then moved rapidly inland, causing widespread wind damage along its path as it swept northeast across south and central Georgia. Hurricane Michael was the first major hurricane, categor...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Jones County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Jones County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.