Enter any address in Lamar County, Georgia to see its FEMA flood zone
Tropical storm and flash flood events have been the most frequent types of flooding in Lamar County over the past 30 years. Recent examples include widespread flash flooding in March 2023, where rainfall amounts exceeded 4 inches across parts of the state, with isolated totals over 10 inches. In October 2020, Tropical Storm Zeta brought isolated flooding to the region along with significant wind damage and power outages.
National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced flood claims with an average payout of $34,952 and an average water depth of 10.2 feet. While Zone X has had fewer claims, one recorded claim had a higher average payout of $55,834. Residents in Zone A, or those located near waterways, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
9 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lamar County, Georgia has recorded 29 flood-related events since 1996 according to NOAA's Storm Events Database, including 7 flash floods and 5 river or area floods. The county has received 19 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Storms And Flooding | Severe Storm | Dec 22, 2015 |
| Severe Winter Storm | Severe Ice Storm | Feb 10, 2014 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Severe Storm | Apr 27, 2011 |
| Severe Storms, Flooding, Tornadoes, And Straight-line Winds | Severe Storm | Mar 26, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Mar 27, 2023 | 0.00K |
| Tropical Storm | Oct 28, 2020 | — |
| Tropical Storm | Oct 10, 2018 | 0.00K |
| Tropical Storm | Sep 11, 2017 | 75.00K |
| Tropical Storm | Sep 4, 2011 | 0.00K |
| Flood | Nov 10, 2009 | 10.00K |
| Tropical Storm | Nov 10, 2009 | 0.00K |
| Tropical Storm | Aug 21, 2008 | 0.00K |
| Hurricane (Typhoon) | Sep 14, 2007 | 0.00K |
| Hurricane (Typhoon) | Aug 29, 2005 | — |
Flash Flood — Mar 27, 2023
A prolonged, active weather pattern persisted across Georgia through late March, culminating in a series of disturbances that impacted the region March 25th through March 28th. In addition to numerous reports of damaging winds, hail and a few tornadoes, extreme rainfall amounts caused flash flooding over portions of the state. A swath of 4 or more inches of rain stretched from LaGrange, to Fors...
Tropical Storm — Oct 28, 2020
During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Tropical Storm — Oct 10, 2018
Hurricane Michael made landfall along the Florida panhandle at Mexico beach (just southeast of Panama City) on the afternoon of October 10, 2018 as a high-end Category 4 hurricane (max winds of 155 MPH). Michael then moved rapidly inland, causing widespread wind damage along its path as it swept northeast across south and central Georgia. Hurricane Michael was the first major hurricane, categor...
Tropical Storm — Sep 11, 2017
On the morning of August 30th Tropical Storm Irma developed rapidly over the eastern Atlantic Ocean, just west of the Cape Verde Islands. Tropical Irma quickly strengthened as it moved west, reaching hurricane strength by the morning of August 31st. Hurricane Irma continued to move steadily westward across the Atlantic Ocean, intensifying to category 4 storm on the Saffir-Simpson scale as it ap...
Tropical Storm — Sep 4, 2011
Tropical Storm Lee moved slowly onshore the Louisiana coast on Friday September 2nd and then grudgingly moved northeast through Sunday September 4th before finally becoming caught up in an eastward advancing upper trough and associated frontal system. The remnants of Lee tracked across central Mississippi, central and northern Alabama, and into northern Georgia on the 5th before moving northea...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lamar County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lamar County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.