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Lincoln County, Georgia Flood Zones

Check an Address in Lincoln County

Enter any address in Lincoln County, Georgia to see its FEMA flood zone

Read First-Hand Flood Stories from Lincoln County

6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Lincoln County

Lincoln County, Georgia has recorded 9 flood-related events since 1996 according to NOAA's Storm Events Database, including 7 flash floods. The county has received 13 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.

Lincoln County Disaster History

FEMA Disaster Declarations (1977–2026)

Disaster Declarations
13
Hurricane Disasters
2
Latest Disaster
Severe Winter Storm (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Lincoln County

DeclarationTypeDate
Severe Winter StormWinter StormJan 22, 2026
Hurricane HeleneTropical StormSep 24, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane MichaelHurricaneOct 9, 2018
Hurricane IrmaHurricaneSep 7, 2017
Severe Winter StormSevere Ice StormFeb 10, 2014
Hurricane Katrina EvacuationHurricaneAug 27, 2005
Severe Storms And FloodingSevere StormFeb 14, 1998
High Winds, Heavy Rains & TornadoesTornadoNov 22, 1992

Recorded Flood Events in Lincoln County

NOAA Storm Events Database (1996–2025)

Total Flood Events
9
Flash Floods
7
Hurricanes/Tropical Storms
2
Total Property Damage
$9.0M
Flood Deaths
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Lincoln County

TypeDateDamage
Tropical StormSep 27, 20247.90M (1 deaths)
Flash FloodApr 6, 20220.01K
Flash FloodJul 7, 20205.00K
Tropical StormOct 10, 2018
Flash FloodJun 3, 20152.00K
Flash FloodJun 3, 201535.00K

Lincoln County Flood History

Tropical Storm — Sep 27, 2024

Tropical Storm Helene formed in the NW Caribbean Sea on September 24. Helene moved northward into the Gulf of Mexico where it strengthened into a hurricane on September 25. Helene made landfall as a major hurricane in the Big Bend area of Florida the night of September 26 before quickly moving inland into east central Georgia by early morning on September 27. Helene weakened to a strong tropica...

Flash Flood — Apr 6, 2022

An upper level disturbance and the interaction of surface boundaries, along with increasing moisture, led to thunderstorms that developed and moved east across the region during the afternoon. Sufficient atmospheric instability and shear led some of the thunderstorms to produce damaging wind and tornadoes, along with locally heavy rain.

Flash Flood — Jul 7, 2020

An upper trough, along with a very moist atmosphere, contributed to a band of heavy showers and thunderstorms that set up in an area of low level moisture convergence just east of a slow moving surface low, leading to heavy rain and flash flooding. Rainfall amounts of 4 to 6 inches, most of which fell over the course of a few hours, led to some roads flooding and washing out.

Tropical Storm — Oct 10, 2018

An area of disturbed weather over the NW Caribbean Sea organized and became Tropical Depression #14 early on Sunday October 7th. The cyclone continued to organize while moving very slowly north, just east of the Yucatan peninsula, becoming Tropical Storm Michael on Sunday afternoon October 7th. The cyclone further developed while moving slowly north, reaching Hurricane status Monday morning...

Flash Flood — Jun 3, 2015

Heavy rains dropp 2 to 4 inches of rain in a couple of hours across portions of Lincoln and Columbia counties washing out roads and a 60 inch culvert.

Source: NOAA National Weather Service Storm Events Database.

Georgia Statewide Flood Insurance Data

Total NFIP Claims
24,393
Total Claims Paid
$516.2M

Flood Zone Types in Lincoln County

FEMA assigns flood zone designations to areas in Lincoln County, Georgia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Lincoln County

Properties in Lincoln County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.