Enter any address in Lowndes County, Georgia to see its FEMA flood zone
Flash flooding from scattered thunderstorms is the most frequent type of flood event in Lowndes County, GA, with 85 occurrences recorded in the last 30 years. Recent examples include events in August 2025 and April 2024, where heavy rainfall led to rapid water rises and flooded structures. Tropical storms and hurricanes have also impacted the area, with hurricanes accounting for 3 recorded events and 3 fatalities over the same period.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have seen the highest number of claims, with an average payout of $39,296 and an average water depth of 4.8 feet. However, properties in Zone X and Zone X_UNSHADED have experienced significantly deeper flooding, with average water depths of 14.1 feet and 11.6 feet respectively, and substantial payouts. Homeowners in Zone X_SHADED have also filed claims with an average payout of $57,609. Residents in areas designated as Zone A, or those experiencing deeper flooding as seen in Zone X areas, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
74 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lowndes County, Georgia has recorded 108 flood-related events since 1996 according to NOAA's Storm Events Database, including 85 flash floods and 8 river or area floods. The county has received 18 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Hurricane Debby | Tropical Storm | Aug 4, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 4, 2024 |
| Hurricane Idalia | Hurricane | Aug 30, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Tornado | Jan 21, 2017 |
| Severe Storms, Flooding, Tornadoes, And Straight-line Winds | Severe Storm | Mar 26, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 23, 2025 | 0.00K |
| Flash Flood | Jul 10, 2025 | 0.00K |
| Flash Flood | Jul 27, 2024 | 0.00K |
| Hurricane (Typhoon) | Sep 26, 2024 | 500.00M (2 deaths) |
| Flash Flood | Apr 11, 2024 | 0.00K |
| Flash Flood | Mar 9, 2024 | 0.00K |
| Flash Flood | Nov 7, 2024 | 0.00K |
| Flash Flood | Nov 6, 2024 | 0.00K |
| Flash Flood | Nov 6, 2024 | 10.00K |
| Flash Flood | Nov 6, 2024 | 5.00M |
Flash Flood — Aug 23, 2025
Scattered afternoon thunderstorms developed in a summertime airmass with an isolated severe storm occurring in Thomas county with impacts to trees and power lines. In addition, a very moist airmass and weak steering flow led to flash flooding across portions of southwest Georgia.
Flash Flood — Jul 10, 2025
A moist and unstable summer airmass led to the development of scattered afternoon thunderstorms, a few of which were strong to severe.
Flash Flood — Jul 27, 2024
Slow moving thunderstorms produced localized flash flooding across the area.
Hurricane (Typhoon) — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — Apr 11, 2024
A major flash flood event occurred across portions of the Florida big bend and southern Georgia during the late night hours of April 10th through the early morning hours of April 11th. Between 6 and 10 inches of rain fell with localized higher amounts, particularly over Tallahassee. This resulted in rapid water rises across Tallahassee with numerous cars and structures flooded. Several milli...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lowndes County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lowndes County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.