1 flood insurance claims·$0 paid·3 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around McDuffie County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
2 NOAA storm reports from McDuffie County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →
15 federal disaster declarations since 1977, 3 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Sep 24, 2024 |
| Hurricane Michael | Oct 9, 2018 |
| Hurricane Irma | Sep 7, 2017 |
| Severe Winter Storm | Feb 10, 2014 |
| Severe Storms And Tornadoes | Mar 1, 2007 |
| Hurricane Katrina Evacuation | Aug 27, 2005 |
| Severe Snowfall, Winter Storm | Mar 13, 1993 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
6 since 1996: 4 flash floods.
| Event | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 27, 2024 | $16.0M · 4 killed |
| Flash Flood | Jul 6, 2024 | — |
| Tropical Storm | Oct 10, 2018 | — |
| Flash Flood | Jan 24, 2010 | $20,000 |
| Flash Flood | Sep 10, 2008 | $10,000 |
| Flash Flood | Jun 13, 2001 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Tropical Storm · Sep 27, 2024. Tropical Storm Helene formed in the NW Caribbean Sea on September 24. Helene moved northward into the Gulf of Mexico where it strengthened into a hurricane on September 25. Helene made landfall as a major hurricane in the Big Bend area of Florida the night of September 26 before quickly moving inland into east central Georgia by early morning on September 27. Helene weakened to a strong tropical storm and produced…
Flash Flood · Jul 6, 2024. A weak front acted as a trigger for multiple slow-moving thunderstorms with heavy rain that caused flash flooding in portions of east central GA.
Tropical Storm · Oct 10, 2018. An area of disturbed weather over the NW Caribbean Sea organized and became Tropical Depression #14 early on Sunday October 7th. The cyclone continued to organize while moving very slowly north, just east of the Yucatan peninsula, becoming Tropical Storm Michael on Sunday afternoon October 7th. The cyclone further developed while moving slowly north, reaching Hurricane status Monday morning October 8th. The…
Flash Flood · Jan 24, 2010. A squall line moved through the CSRA and took down some trees and powerlines.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in McDuffie County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.