FEMA flood zones · Georgia

Meriwether County, Georgia Flood Zone Map

2 federal flood & hurricane disasters

9% of Meriwether County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Meriwether County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Meriwether County floods

Tropical storms and flash flooding drive the primary flood risks in Meriwether County, based on NOAA storm event data recording 15 tropical storm events, 8 flash flood events, 3 hurricane events, and 3 standard flood events over the last 30 years.

Recent severe weather illustrates these hazards. In September 2024, Hurricane Helene tracked inland after a Category 4 landfall in Florida, delivering widespread heavy rainfall across the region. Earlier, in March 2023, a prolonged active weather pattern brought extreme rainfall totals with a swath of 4 or more inches of rain stretching from LaGrange to Augusta, triggering flash flooding. Another significant flash flood event occurred in February 2022 when disturbances along a stalled frontal boundary dropped 3 to 6 inches of rain quickly over west-central Georgia.

Homeowners, real estate agents, and journalists should pay the most attention to properties vulnerable to intense tropical system downpours and rapid accumulation from heavy rainfall events.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

8 NOAA storm reports from Meriwether County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →

Federal disasters

17 federal disaster declarations since 1977, 2 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 22, 2026
Hurricane HeleneSep 24, 2024
Severe Storms, Straight-line Winds, And TornadoesJan 12, 2023
Hurricane IrmaSep 7, 2017
Severe Storms And FloodingDec 22, 2015
Severe Winter StormFeb 10, 2014
Severe Storms, Tornadoes, Straight-line Winds, And Associated FloodingApr 27, 2011
Hurricane Katrina EvacuationAug 27, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

29 since 1996: 8 flash floods and 3 river or area floods.

EventDateDamage
Tropical StormSep 26, 2024$10,000
Flash FloodMar 26, 2023—
Flash FloodFeb 4, 2022—
Tropical StormOct 28, 2020—
Flash FloodApr 19, 2019—
Tropical StormOct 10, 2018—
Tropical StormSep 11, 2017$25,000
Tropical StormSep 4, 2011—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Tropical Storm · Sep 26, 2024. Hurricane Helene made landfall as a Category 4 hurricane in the Big Bend region of Florida at 11 PM EDT. Helene moved quickly inland bringing wind gusts between 50 and 100 mph to portions of east and central Georgia. Widespread rainfall totals between 6 and 14 inches were observed in association with Helene across north and central Georgia. The highest rainfall amounts were primarily observed in portions of east-c…

Flash Flood · Mar 26, 2023. A prolonged, active weather pattern persisted across Georgia through late March, culminating in a series of disturbances that impacted the region March 25th through March 28th. In addition to numerous reports of damaging winds, hail and a few tornadoes, extreme rainfall amounts caused flash flooding over portions of the state. A swath of 4 or more inches of rain stretched from LaGrange, to Forsyth, to Augusta, wit…

Flash Flood · Feb 4, 2022. A highly unstable and moist atmosphere promoted heavy rainfall over portions of west central and northeast Georgia as several disturbances traversed a stalled frontal boundary. Several reports of flash flooding were relayed in the early morning hours as rainfall amounts of 3 to 6 inches fell quickly over west central Georgia.

Tropical Storm · Oct 28, 2020. During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Meriwether County

If a building in Meriwether County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.