Enter any address in Monroe County, Georgia to see its FEMA flood zone
Tropical storms and associated flooding have been the most frequent severe weather events in Monroe County over the past 30 years, with 14 tropical storm events, 7 flood events, and 6 flash flood events recorded. Recent flash flooding occurred in March 2023, when extreme rainfall amounts of over 4 inches, with isolated amounts exceeding 10 inches, caused widespread flooding. Another instance of flash flooding occurred in October 2021, following heavy rainfall of 1.5 to 3 inches, with some areas receiving 4 to 8 inches.
National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced a higher volume of claims, with 36 claims averaging $58,939 and an average water depth of 13.5 feet. Properties in Zone X have had fewer claims, with 8 claims averaging $29,442 and an average water depth of 1.2 feet. Homeowners in Zone A, or those residing in areas prone to flash flooding from heavy rainfall, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
14 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Monroe County, Georgia has recorded 30 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 7 river or area floods. The county has received 21 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Winter Storm | Severe Ice Storm | Feb 10, 2014 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Severe Storm | Apr 27, 2011 |
| Severe Storms, Flooding, Tornadoes, And Straight-line Winds | Severe Storm | Mar 26, 2009 |
| Hurricane Katrina Evacuation | Hurricane | Aug 27, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Mar 27, 2023 | 0.00K |
| Flash Flood | Mar 26, 2023 | 0.00K |
| Flash Flood | Oct 6, 2021 | 0.00K |
| Tropical Storm | Oct 28, 2020 | — |
| Tropical Storm | Oct 10, 2018 | 0.00K |
| Tropical Storm | Sep 11, 2017 | 75.00K |
| Tropical Storm | Sep 4, 2011 | 0.00K |
| Flood | Mar 28, 2009 | 500.00K |
| Flood | Nov 10, 2009 | 15.00K |
| Tropical Storm | Nov 10, 2009 | 0.00K |
Flash Flood — Mar 27, 2023
A prolonged, active weather pattern persisted across Georgia through late March, culminating in a series of disturbances that impacted the region March 25th through March 28th. In addition to numerous reports of damaging winds, hail and a few tornadoes, extreme rainfall amounts caused flash flooding over portions of the state. A swath of 4 or more inches of rain stretched from LaGrange, to Fors...
Flash Flood — Mar 26, 2023
A prolonged, active weather pattern persisted across Georgia through late March, culminating in a series of disturbances that impacted the region March 25th through March 28th. In addition to numerous reports of damaging winds, hail and a few tornadoes, extreme rainfall amounts caused flash flooding over portions of the state. A swath of 4 or more inches of rain stretched from LaGrange, to Fors...
Flash Flood — Oct 6, 2021
A very moist and marginally unstable airmass ahead of a deep upper-level low over the lower Mississippi Valley resulted one report of a tree down and several flash flooding reports over middle Georgia. Heavy rainfall amounts of 1.5 to 3 inches were observed along a line from Thomaston to Gray to Eatonton to Comer, with pockets of higher amounts between 4 and 8 inches.
Tropical Storm — Oct 28, 2020
During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Tropical Storm — Oct 10, 2018
Hurricane Michael made landfall along the Florida panhandle at Mexico beach (just southeast of Panama City) on the afternoon of October 10, 2018 as a high-end Category 4 hurricane (max winds of 155 MPH). Michael then moved rapidly inland, causing widespread wind damage along its path as it swept northeast across south and central Georgia. Hurricane Michael was the first major hurricane, categor...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Monroe County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Monroe County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.