FloodZoneMap.org

Montgomery County, Georgia Flood Zones

Check an Address in Montgomery County

Enter any address in Montgomery County, Georgia to see its FEMA flood zone

Montgomery County Disaster History

Disaster Declarations
21
Flood/Coastal Disasters
1
Hurricane Disasters
8
Latest Disaster
SEVERE WINTER STORM (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Montgomery County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-22
HURRICANE HELENEHurricane2024-09-24
HURRICANE HELENETropical Storm2024-09-24
HURRICANE DEBBYTropical Storm2024-08-04
HURRICANE IDALIAHurricane2023-08-30
COVID-19 Biological2020-01-20
COVID-19 PANDEMICBiological2020-01-20
HURRICANE MICHAELHurricane2018-10-09
HURRICANE MICHAELHurricane2018-10-09
HURRICANE IRMAHurricane2017-09-07

Flood Zone Types in Montgomery County

FEMA assigns flood zone designations to areas in Montgomery County, Georgia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Montgomery County

Properties in Montgomery County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.