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Oglethorpe County, Georgia Flood Zones

Check an Address in Oglethorpe County

Enter any address in Oglethorpe County, Georgia to see its FEMA flood zone

Oglethorpe County Disaster History

Disaster Declarations
15
Hurricane Disasters
5
Latest Disaster
SEVERE WINTER STORM (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Oglethorpe County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-22
HURRICANE HELENEHurricane2024-09-24
HURRICANE HELENETropical Storm2024-09-24
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
HURRICANE MICHAELHurricane2018-10-09
HURRICANE IRMAHurricane2017-09-07
HURRICANE IRMAHurricane2017-09-07
SEVERE STORMS AND FLOODINGSevere Storm2015-12-22
SEVERE WINTER STORM Severe Ice Storm2015-02-15

Flood Zone Types in Oglethorpe County

FEMA assigns flood zone designations to areas in Oglethorpe County, Georgia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Oglethorpe County

Properties in Oglethorpe County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.