6 flood insurance claims·$237,379 paid·4 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Peach County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Tropical storms and general floods drive the primary flood risks in Peach County, supported by frequent summer thunderstorms and occasional hurricanes. Over the past 30 years, recorded events include 14 tropical storms, 8 floods, 4 flash floods, and 2 hurricanes.
Severe weather can produce rapid heavy rainfall, such as on June 24, 2022, when summertime convection brought 2 to 4 inches of rain in a short period and caused a flash flood report just outside of Byron. Major tropical systems also impact the area, including Tropical Storm Zeta on October 28, 2020, and Hurricane Michael on October 10, 2018, both of which swept rapidly across Georgia to cause widespread wind damage and isolated flooding.
National Flood Insurance Program records show claims filed in both moderate-to-low risk and high-risk areas. Zone X recorded 5 claims with an average payout of $59,345 and an average recorded water depth of 2 inches. Zone A recorded 1 claim with an average payout of $0 and an average recorded water depth of 1 inch. Homeowners in Zone X and Zone A should pay the most attention to these flood risks.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
In flood insurance claims here that reported a flood depth, the average was 2 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2025, with 2 claims and $166,748 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
10 NOAA storm reports from Peach County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →
17 federal disaster declarations since 1966, 4 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Sep 24, 2024 |
| Hurricane Michael | Oct 9, 2018 |
| Hurricane Irma | Sep 7, 2017 |
| Severe Winter Storm | Feb 10, 2014 |
| Severe Storms And Flooding | Sep 18, 2009 |
| Hurricane Katrina Evacuation | Aug 27, 2005 |
| Tropical Storm Frances | Sep 3, 2004 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
28 since 1996: 4 flash floods and 8 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Jun 24, 2022 | — |
| Flash Flood | Apr 29, 2020 | — |
| Tropical Storm | Oct 28, 2020 | — |
| Tropical Storm | Oct 10, 2018 | — |
| Tropical Storm | Sep 11, 2017 | $100,000 |
| Tropical Storm | Sep 4, 2011 | — |
| Flood | Sep 18, 2009 | $25,000 |
| Tropical Storm | Nov 10, 2009 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Jun 24, 2022. Summertime convection produced scattered severe thunderstorms with reports of damaging winds and hail. In addition, pockets of heavy rainfall fell over portions of western and central Georgia, ranging from 2 to 4 inches in a short period of time. Just outside of Byron in Peach County, a single report of flash flooding was received.
Flash Flood · Apr 29, 2020. A cold front moved through north and central Georgia through the afternoon of April 29th and into the early morning hours of April 30th. Isolated severe storms produced wind damage in the eastern metro Atlanta area. An enhanced band of rain set up over portions of central and eastern Georgia in the late evening and overnight hours, resulting in isolated flash flooding in the Macon area.
Tropical Storm · Oct 28, 2020. During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Tropical Storm · Oct 10, 2018. Hurricane Michael made landfall along the Florida panhandle at Mexico beach (just southeast of Panama City) on the afternoon of October 10, 2018 as a high-end Category 4 hurricane (max winds of 155 MPH). Michael then moved rapidly inland, causing widespread wind damage along its path as it swept northeast across south and central Georgia. Hurricane Michael was the first major hurricane, category 3 or higher, to di…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Peach County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.