4 flood insurance claims·$13,441 paid·5 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Pike County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from severe weather and thunderstorms dominates the flood risk profile in Pike County, Georgia. According to NOAA Storm Events Database records from the last 30 years, flash floods are the most frequent hazard with 38 events, followed by 16 tropical storm events, 8 general flood events, and 3 hurricane events.
Recent occurrences illustrate these risks. On January 9, 2024, a line of thunderstorms brought rainfall amounts of 2 to 3.5 inches, causing flash flooding across the area. Later that year on September 27, 2024, the inland movement of Hurricane Helene brought widespread rainfall totals between 6 and 14 inches across portions of north and central Georgia, resulting in prolonged heavy rain.
Federal insurance data reflects limited historical claims, but highlights disparities between zones. Properties located in Zone A should pay the most attention, as historical claims in this area resulted in an average payout of $12,908 with an average recorded water depth of 0 inches. In contrast, Zone X properties averaged 3 claims with a significantly lower average payout of $532 and an average recorded water depth of 1 inch.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
In flood insurance claims here that reported a flood depth, the average was 1 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
40 NOAA storm reports from Pike County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →
21 federal disaster declarations since 1977, 5 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Sep 24, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Jan 12, 2023 |
| Hurricane Irma | Sep 7, 2017 |
| Severe Winter Storm | Feb 10, 2014 |
| Hurricane Katrina Evacuation | Aug 27, 2005 |
| Hurricane Ivan | Sep 14, 2004 |
| Tropical Storm Frances | Sep 3, 2004 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
65 since 1996: 38 flash floods and 8 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 27, 2024 | $2,000 |
| Tropical Storm | Sep 27, 2024 | — |
| Flash Flood | Feb 12, 2024 | — |
| Flash Flood | Jan 9, 2024 | — |
| Flash Flood | Mar 26, 2023 | — |
| Flash Flood | Mar 26, 2023 | $15,000 |
| Tropical Storm | Oct 28, 2020 | — |
| Flash Flood | Jan 13, 2020 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Tropical Storm · Sep 27, 2024. Hurricane Helene made landfall as a Category 4 hurricane in the Big Bend region of Florida at 11 PM EDT. Helene moved quickly inland bringing wind gusts between 50 and 100 mph to portions of east and central Georgia. Widespread rainfall totals between 6 and 14 inches were observed in association with Helene across north and central Georgia. The highest rainfall amounts were primarily observed in portions of east-c…
Flash Flood · Feb 12, 2024. A period of persistent thunderstorms moved through the area with an initial warm front early in the morning and later a weak cold front overnight. Weak instability resulted in mostly benign activity, aside from a single report of each hail and wind damage. Rainfall amounts of 2.5 to 5 inches stretched across central Georgia, with highest amounts along the Georgia-Alabama line, between LaGrange and Columbus. Isolat…
Flash Flood · Jan 9, 2024. A line of thunderstorms moved across Georgia during the morning and early afternoon hours of the 9th. Most of the severe thunderstorms was collocated with the greatest instability across South-Central and East-Central Georgia. However, increased shear along the base of CAD was enough to organize an embedded cell which traversed the Atlanta Metro Area. This cell developed a brief circulation, necessitating a tornad…
Flash Flood · Mar 26, 2023. A prolonged, active weather pattern persisted across Georgia through late March, culminating in a series of disturbances that impacted the region March 25th through March 28th. In addition to numerous reports of damaging winds, hail and a few tornadoes, extreme rainfall amounts caused flash flooding over portions of the state. A swath of 4 or more inches of rain stretched from LaGrange, to Forsyth, to Augusta, wit…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Pike County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.