Enter any address in Seminole County, Georgia to see its FEMA flood zone
Tropical storms and flash floods have been the most frequent types of flooding events in Seminole County, GA over the past 30 years, with 10 tropical storm events and 6 flash flood events recorded. Recent examples include minor flooding from 3 to 5 inches of rain in May 2023. While less frequent, hurricanes have also impacted the area, with two events noted in the NOAA Storm Events Database, one resulting in a fatality.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the highest number of claims, with an average payout of $25,644 and an average water depth of 4.8 feet. Properties in Zone X_UNSHADED also saw significant claims, averaging $28,470 with a water depth of 3.7 feet. Homeowners in Zone A, Zone X_UNSHADED, and those in areas with unknown flood zone designations should pay particular attention to their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
15 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Seminole County, Georgia has recorded 22 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 4 river or area floods. The county has received 12 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Storms, Flooding, Tornadoes, And Straight-line Winds | Severe Storm | Mar 26, 2009 |
| Hurricane Katrina Evacuation | Hurricane | Aug 27, 2005 |
| Severe Storms And Flooding | Severe Storm | Feb 14, 1998 |
| Tornadoes, Flooding Torrential Rain(trop Storm Alberto) | Tornado | Jul 3, 1994 |
| Drought | Drought | Jul 20, 1977 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 26, 2024 | 0.00K |
| Flood | May 22, 2023 | 0.00K |
| Tropical Storm | Nov 10, 2022 | 3.00K |
| Tropical Storm | Aug 16, 2021 | 3.00K |
| Flash Flood | Jul 15, 2021 | 0.00K |
| Flash Flood | Sep 16, 2020 | 0.00K |
| Hurricane (Typhoon) | Oct 10, 2018 | 300.00M (1 deaths) |
| Tropical Storm | Sep 10, 2017 | 150.00K |
| Tropical Storm | Sep 2, 2016 | 0.00K |
| Flash Flood | Apr 7, 2014 | 0.00K |
Tropical Storm — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flood — May 22, 2023
Scattered to numerous showers and thunderstorms produced pockets of heavy rain across the area. Amounts of 3 to 5 inches in resulted in minor flooding in a few areas.
Tropical Storm — Nov 10, 2022
Tropical Storm Nicole moved across the Florida Peninsula and turned northwestward, moving across the Florida Big Bend into southern Georgia. Wind and rain impacts were relatively minimal. No flooding was reported, and wind damage consisted mainly of a few trees down with sporadic power outages.
Tropical Storm — Aug 16, 2021
After moving across the Greater Antilles and weakening, the remnants of Tropical Storm Fred strengthened into a tropical storm once again in the Gulf of Mexico and made landfall near Cape San Blas with maximum sustained winds near 65 mph on August 16th. The storm brought flooding and strong winds to numerous areas of the tri-state region. Rainfall amounts were generally in the 3 to 9 inch range...
Flash Flood — Jul 15, 2021
A typical summertime pattern prevailed with scattered afternoon thunderstorms across portions of southwest and south-central Georgia. There were a few reports of wind damage with the strongest storms. In addition, pockets of flash flooding were observed due to very heavy rainfall of 3 to 5 inches in 1 to 2 hours.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Seminole County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Seminole County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.