Enter any address in Stewart County, Georgia to see its FEMA flood zone
Tropical storms have been the most frequent cause of flooding events in Stewart County over the last 30 years. These storms have brought significant rainfall and wind, leading to localized flooding. For example, Tropical Storm Zeta in October 2020 caused widespread power outages and isolated flooding across the region. Additionally, the remnants of Tropical Storm Lee in September 2011 brought modest rainfall.
While tropical storms are the most common, the county has also experienced hurricanes, such as Hurricane Michael in October 2018, which caused widespread wind damage as it moved inland. These events highlight the potential for significant weather impacts.
Residents in areas prone to flooding, particularly those near rivers or in low-lying zones, should pay close attention to flood risk information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Stewart County, Georgia has recorded 19 flood-related events since 1996 according to NOAA's Storm Events Database, including 1 flash floods and 2 river or area floods. The county has received 16 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Storms And Flooding | Severe Storm | Dec 22, 2015 |
| Severe Storms And Tornadoes | Severe Storm | Mar 1, 2007 |
| Hurricane Katrina Evacuation | Hurricane | Aug 27, 2005 |
| Severe Storms And Flooding | Severe Storm | Feb 14, 1998 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Oct 28, 2020 | — |
| Tropical Storm | Oct 10, 2018 | 0.00K |
| Tropical Storm | Sep 11, 2017 | 50.00K |
| Tropical Storm | Sep 4, 2011 | 0.00K |
| Flood | Dec 14, 2009 | 3.00K |
| Tropical Storm | Nov 10, 2009 | 0.00K |
| Tropical Storm | Aug 21, 2008 | 0.00K |
| Hurricane (Typhoon) | Aug 29, 2005 | — |
| Flood | Mar 27, 2005 | — |
| Tropical Storm | Jun 12, 2005 | — |
Tropical Storm — Oct 28, 2020
During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Tropical Storm — Oct 10, 2018
Hurricane Michael made landfall along the Florida panhandle at Mexico beach (just southeast of Panama City) on the afternoon of October 10, 2018 as a high-end Category 4 hurricane (max winds of 155 MPH). Michael then moved rapidly inland, causing widespread wind damage along its path as it swept northeast across south and central Georgia. Hurricane Michael was the first major hurricane, categor...
Tropical Storm — Sep 11, 2017
On the morning of August 30th Tropical Storm Irma developed rapidly over the eastern Atlantic Ocean, just west of the Cape Verde Islands. Tropical Irma quickly strengthened as it moved west, reaching hurricane strength by the morning of August 31st. Hurricane Irma continued to move steadily westward across the Atlantic Ocean, intensifying to category 4 storm on the Saffir-Simpson scale as it ap...
Tropical Storm — Sep 4, 2011
Tropical Storm Lee moved slowly onshore the Louisiana coast on Friday September 2nd and then grudgingly moved northeast through Sunday September 4th before finally becoming caught up in an eastward advancing upper trough and associated frontal system. The remnants of Lee tracked across central Mississippi, central and northern Alabama, and into northern Georgia on the 5th before moving northea...
Flood — Dec 14, 2009
A series of strong southern stream short waves were embedded within a large scale mean trough located across the central into the northeast United States. Moist Pacific and Gulf flow was evident across the southern and southeastern states in advance of these disturbances. This led to multiple rounds of showers and a thunderstorms during the period of the 13th through the 15th until a strong A...
Source: NOAA National Weather Service Storm Events Database.
FEMA assigns flood zone designations to areas in Stewart County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Stewart County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.