Enter any address in Terrell County, Georgia to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent flood event type in Terrell County, GA, with 8 occurrences recorded in the last 30 years. These events can be intense, as seen on June 18, 2025, when scattered afternoon and evening thunderstorms brought impacts to trees and power lines. Another significant flash flood event occurred on March 9, 2024, accompanying a line of thunderstorms ahead of a cold front, causing severe weather and flash flooding across parts of the region.
While flash floods are common, Terrell County has also experienced impacts from Tropical Storms and Hurricanes. For example, Hurricane Helene on September 26, 2024, made landfall as a Category 4 storm, causing devastating storm surge along the coast and moving inland across South Central Georgia. National Flood Insurance Program (NFIP) claims in the county show payouts averaging $6,167 for properties in Zone X, with an average water depth of 0.8 feet.
Residents in areas designated as Zone X, or those with unknown flood zone designations, should pay particular attention to flood risk. These zones have experienced NFIP claims, indicating potential for property damage.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
12 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Terrell County, Georgia has recorded 17 flood-related events since 1996 according to NOAA's Storm Events Database, including 8 flash floods and 2 river or area floods. The county has received 10 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1994–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Hurricane Katrina Evacuation | Hurricane | Aug 27, 2005 |
| Severe Storms And Flooding | Severe Storm | Feb 14, 1998 |
| Tornadoes, Flooding Torrential Rain(trop Storm Alberto) | Tornado | Jul 3, 1994 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 18, 2025 | 0.00K |
| Tropical Storm | Sep 26, 2024 | 0.00K |
| Flash Flood | Feb 12, 2024 | 0.00K |
| Flash Flood | Mar 9, 2024 | 0.00K |
| Flash Flood | Jun 14, 2023 | 0.00K |
| Flood | Mar 4, 2020 | 0.00K |
| Hurricane (Typhoon) | Oct 10, 2018 | 5.00M |
| Tropical Storm | Sep 10, 2017 | 1.00M |
| Flash Flood | Aug 28, 2015 | 0.00K |
| Tropical Storm | Aug 22, 2008 | 15.00K |
Flash Flood — Jun 18, 2025
A summertime pattern continued over the area with scattered afternoon and evening thunderstorms. A few storms were severe with impacts to trees and power lines.
Tropical Storm — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — Feb 12, 2024
A line of thunderstorms trained across parts of the tri-state area, bringing flash flooding to portions of southeast Alabama and southwest Georgia. Considerable flash flooding occurred across Houston county, Alabama where rainfall amounts near 7 inches were measured in just a few hours. In Georgia, rainfall amounts around 5 inches were observed. For the Florida panhandle, rainfall amounts we...
Flash Flood — Mar 9, 2024
A line of thunderstorms moved through the tri-state area ahead of a cold front. Severe weather and flash flooding accompanied this line, mainly across southeast Alabama and southwest Georgia, although a few trees were also blown down in northwest Florida. One tornado was reported in Dale County, AL, and another tornado briefly occurred in northeast Leon County, FL extending into Jefferson count...
Flash Flood — Jun 14, 2023
The middle part of June was unusually stormy across the area. Numerous rounds of strong to severe storms impacted the region with multiple squall lines that produced severe winds as well as supercells that produced large hail and tornadoes. Heavy rain also occurred over a multi-day period, which saturated the ground and led to some instances of flash flooding. ||The synoptic pattern featured ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Terrell County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Terrell County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.