Enter any address in Toombs County, Georgia to see its FEMA flood zone
Tropical storm and flash flood events have been the most frequent causes of flooding in Toombs County over the past 30 years. Recent events include Hurricane Idalia in August 2023, which brought 3 to 6 inches of rain and tropical storm-force winds to the area, causing damage to trees and power lines. In September 2024, Hurricane Helene also impacted the region with widespread rainfall.
National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the most claims, with an average payout of $12,409 and an average water depth of 1.6 feet. Properties in Zone X have also seen claims with higher average payouts ($12,801) and greater water depths (2.0 feet).
Homeowners in Zone A and Zone X, as well as those in areas with unknown flood zone designations, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
18 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Toombs County, Georgia has recorded 34 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 5 river or area floods. The county has received 23 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1966–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Hurricane Debby | Tropical Storm | Aug 4, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 4, 2024 |
| Hurricane Idalia | Hurricane | Aug 30, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Hurricane Matthew | Hurricane | Oct 4, 2016 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 27, 2024 | — |
| Hurricane (Typhoon) | Sep 27, 2024 | — |
| Tropical Storm | Aug 30, 2023 | 0.00K |
| Tropical Storm | Aug 30, 2023 | 40.00K |
| Flash Flood | Apr 19, 2020 | 0.00K |
| Tropical Storm | Oct 10, 2018 | 0.00K |
| Flash Flood | Aug 3, 2018 | 0.00K |
| Flash Flood | Jan 22, 2017 | 0.00K |
| Tropical Storm | Sep 11, 2017 | 150.00K |
| Tropical Storm | Oct 7, 2016 | 20.00K |
Tropical Storm — Sep 27, 2024
Hurricane Helene made landfall as a Category 4 hurricane in the Big Bend region of Florida at 11 PM EDT. Helene moved quickly inland bringing wind gusts between 50 and 100 mph to portions of east and central Georgia. Widespread rainfall totals between 6 and 14 inches were observed in association with Helene across north and central Georgia. The highest rainfall amounts were primarily observed i...
Hurricane (Typhoon) — Sep 27, 2024
Hurricane Helene made landfall as a Category 4 hurricane in the Big Bend region of Florida at 11 PM EDT. Helene moved quickly inland bringing wind gusts between 50 and 100 mph to portions of east and central Georgia. Widespread rainfall totals between 6 and 14 inches were observed in association with Helene across north and central Georgia. The highest rainfall amounts were primarily observed i...
Tropical Storm — Aug 30, 2023
Hurricane Idalia made landfall in the Big Bend region of Florida as a category 3 hurricane. As Idalia moved inland to the northeast, it brought tropical storm-force winds and heavy rain to much of south Georgia, including far southeast counties of NWS Peachtree City CWFA (Telfair to Toombs county) where winds gusted between 40-50 mph and 3 to 6 inches of rain occurred. Damage to trees and power...
Flash Flood — Apr 19, 2020
A warm front over central Georgia combined with low pressure riding along this boundary produced wind damage and enhanced rainfall over the area. ||An axis of extremely heavy rainfall set up in a zone from Columbus to Warner Robins as the result of training storms along the warm front. Rainfall amounts of 4 to 8 inches were common, resulting in flash flooding.
Tropical Storm — Oct 10, 2018
Hurricane Michael made landfall along the Florida panhandle at Mexico beach (just southeast of Panama City) on the afternoon of October 10, 2018 as a high-end Category 4 hurricane (max winds of 155 MPH). Michael then moved rapidly inland, causing widespread wind damage along its path as it swept northeast across south and central Georgia. Hurricane Michael was the first major hurricane, categor...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Toombs County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Toombs County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.