FEMA flood zones · Georgia

Treutlen County, Georgia Flood Zone Map

6 federal flood & hurricane disasters

6% of Treutlen County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Treutlen County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Treutlen County floods

Treutlen County faces flood and severe weather risks driven primarily by tropical systems and inland-moving hurricanes. Over a 30-year period, NOAA records document 14 tropical storm events, 6 flood events, and 3 hurricane events.

These severe systems frequently bring intense rainfall and damaging winds inland from coastal landfalls. For example, Hurricane Idalia in August 2023 brought tropical storm-force winds, 40 to 50 mph gusts, and 3 to 6 inches of rain to the area, causing localized tree and powerline damage. More recently, Hurricane Helene in September 2024 brought widespread rainfall totals of 6 to 14 inches across parts of east and central Georgia, alongside wind gusts between 50 and 100 mph.

Homeowners, real estate agents, and journalists tracking property risk in Treutlen County should pay close attention to properties located near waterways and low-lying areas susceptible to rapid accumulation from heavy tropical rainfall.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

10 NOAA storm reports from Treutlen County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →

Federal disasters

19 federal disaster declarations since 1966, 6 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 22, 2026
Hurricane HeleneSep 24, 2024
Hurricane DebbyAug 4, 2024
Hurricane IdaliaAug 30, 2023
Hurricane MichaelOct 9, 2018
Hurricane IrmaSep 7, 2017
Hurricane MatthewOct 4, 2016
Severe Winter StormFeb 10, 2014

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

23 since 1996: 6 river or area floods.

EventDateDamage
Hurricane (Typhoon)Sep 27, 2024—
Tropical StormAug 30, 2023$1,000
Tropical StormOct 10, 2018—
Tropical StormSep 11, 2017$100,000
Tropical StormOct 7, 2016$5,000
Tropical StormSep 4, 2011—
FloodDec 14, 2009$3,000
Tropical StormNov 10, 2009—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Hurricane (Typhoon) · Sep 27, 2024. Hurricane Helene made landfall as a Category 4 hurricane in the Big Bend region of Florida at 11 PM EDT. Helene moved quickly inland bringing wind gusts between 50 and 100 mph to portions of east and central Georgia. Widespread rainfall totals between 6 and 14 inches were observed in association with Helene across north and central Georgia. The highest rainfall amounts were primarily observed in portions of east-c…

Tropical Storm · Aug 30, 2023. Hurricane Idalia made landfall in the Big Bend region of Florida as a category 3 hurricane. As Idalia moved inland to the northeast, it brought tropical storm-force winds and heavy rain to much of south Georgia, including far southeast counties of NWS Peachtree City CWFA (Telfair to Toombs county) where winds gusted between 40-50 mph and 3 to 6 inches of rain occurred. Damage to trees and powerlines was observed i…

Tropical Storm · Oct 10, 2018. Hurricane Michael made landfall along the Florida panhandle at Mexico beach (just southeast of Panama City) on the afternoon of October 10, 2018 as a high-end Category 4 hurricane (max winds of 155 MPH). Michael then moved rapidly inland, causing widespread wind damage along its path as it swept northeast across south and central Georgia. Hurricane Michael was the first major hurricane, category 3 or higher, to di…

Tropical Storm · Sep 11, 2017. On the morning of August 30th Tropical Storm Irma developed rapidly over the eastern Atlantic Ocean, just west of the Cape Verde Islands. Tropical Irma quickly strengthened as it moved west, reaching hurricane strength by the morning of August 31st. Hurricane Irma continued to move steadily westward across the Atlantic Ocean, intensifying to category 4 storm on the Saffir-Simpson scale as it approached the norther…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Treutlen County

If a building in Treutlen County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.