Enter any address in Troup County, Georgia to see its FEMA flood zone
Flash flooding from heavy rainfall events is the most frequent type of flood reported in Troup County over the last 30 years. This includes 15 reported flash flood events, alongside 14 tropical storm events and 3 hurricane events. For example, persistent thunderstorms in February 2024 resulted in isolated flash flooding due to rainfall amounts of 2.5 to 5 inches. Similarly, extreme rainfall in late March 2023, with isolated amounts exceeding 10 inches in some areas, caused widespread flash flooding.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced a significant number of claims, with an average payout of $20,152 and an average water depth of 3.8 feet. Properties in Zone X have also seen claims, with a higher average payout of $26,779 and an average water depth of 6.7 feet. Homeowners in Zone X_Unshaded have had fewer claims, but with a higher average payout of $40,489 and an average water depth of 1.0 foot. Residents in areas designated as Zone A, or those without a Base Flood Elevation (BFE), should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Troup County, Georgia has recorded 34 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 2 river or area floods. The county has received 14 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Jan 12, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Storms And Flooding | Severe Storm | Dec 22, 2015 |
| Severe Winter Storm | Severe Ice Storm | Feb 10, 2014 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Severe Storm | Apr 27, 2011 |
| Hurricane Katrina Evacuation | Hurricane | Aug 27, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Feb 12, 2024 | 0.00K |
| Flash Flood | Mar 27, 2023 | 0.00K |
| Flash Flood | Aug 17, 2021 | 0.00K |
| Tropical Storm | Oct 28, 2020 | — |
| Flash Flood | Apr 19, 2019 | 15.00K |
| Tropical Storm | Oct 10, 2018 | 0.00K |
| Tropical Storm | Sep 11, 2017 | 100.00K |
| Flash Flood | Dec 30, 2015 | 3.00K |
| Flash Flood | Dec 24, 2015 | 300.00K |
| Flash Flood | Dec 24, 2015 | 1600.00K |
Flash Flood — Feb 12, 2024
A period of persistent thunderstorms moved through the area with an initial warm front early in the morning and later a weak cold front overnight. Weak instability resulted in mostly benign activity, aside from a single report of each hail and wind damage. Rainfall amounts of 2.5 to 5 inches stretched across central Georgia, with highest amounts along the Georgia-Alabama line, between LaGrange ...
Flash Flood — Mar 27, 2023
A prolonged, active weather pattern persisted across Georgia through late March, culminating in a series of disturbances that impacted the region March 25th through March 28th. In addition to numerous reports of damaging winds, hail and a few tornadoes, extreme rainfall amounts caused flash flooding over portions of the state. A swath of 4 or more inches of rain stretched from LaGrange, to Fors...
Flash Flood — Aug 17, 2021
The remains of Tropical Storm Fred moved across central and north Georgia as a tropical depression during the overnight hours through the morning producing isolated reports of damaging winds in convective bands and several tornadoes. No reports of wind damage were received outside of the stronger convective bands. Rainfall amounts exceeded 4 inches in portions of northeast Georgia, with amounts...
Tropical Storm — Oct 28, 2020
During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Flash Flood — Apr 19, 2019
Another in a series of deep upper-level troughs and its associated surface low and cold front moved through the region. Marginal instability but moderate to high shear and strong dynamics resulted in a line of strong thunderstorms, with isolated damaging winds and a few tornadoes, that swept through north and central Georgia during the morning. Training storms and ample moisture produced a swat...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Troup County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Troup County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.