FEMA flood zones · Georgia

Turner County, Georgia Flood Zone Map

1 flood insurance claims·$0 paid·4 federal flood & hurricane disasters

7% of Turner County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Turner County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Turner County floods

Turner County experiences a flood risk profile dominated by general riverine flooding and tropical weather systems, with NOAA records indicating 25 flood events, 7 tropical storms, 7 flash floods, and 2 hurricanes over the last 30 years.

Recent weather events illustrate these hazards, including a line of thunderstorms and severe weather that brought flash flooding to the area in March 2024. Additionally, Hurricane Helene impacted the region in September 2024 as a Category 4 hurricane that moved inland across Florida into south-central Georgia, producing flash flooding alongside hurricane-force conditions.

National Flood Insurance Program records for the county show 1 historical claim filed in Zone A, with an average payout of $0 and an average recorded water depth of 0 inches. Property owners and real estate agents in Turner County should pay the most attention to properties located within Zone A, where flood insurance claims have been historically documented.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

36 NOAA storm reports from Turner County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →

Federal disasters

16 federal disaster declarations since 1998, 4 of them floods, coastal storms or hurricanes.

DisasterBegan
Hurricane HeleneSep 24, 2024
Hurricane DebbyAug 4, 2024
Hurricane MichaelOct 9, 2018
Hurricane IrmaSep 7, 2017
Severe Storms, Tornadoes, Straight-line Winds, And FloodingJan 21, 2017
Severe Storms, Tornadoes, And Straight-line WindsJan 2, 2017
Severe Storms, Flooding, Tornadoes, And Straight-line WindsMar 26, 2009
Hurricane Katrina EvacuationAug 27, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

41 since 1996: 7 flash floods and 25 river or area floods.

EventDateDamage
Hurricane (Typhoon)Sep 26, 2024$10.0M
Flash FloodSep 25, 2024—
Flash FloodJul 20, 2024—
Flash FloodMar 9, 2024—
Tropical StormAug 30, 2023—
Tropical StormNov 10, 2022$3,000
FloodAug 7, 2022—
Flash FloodSep 16, 2020—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Hurricane (Typhoon) · Sep 26, 2024. Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane produced a devastat…

Flash Flood · Sep 25, 2024. Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane produced a devastat…

Flash Flood · Jul 20, 2024. Slow moving thunderstorms produced localized flash flooding across the area.

Flash Flood · Mar 9, 2024. A line of thunderstorms moved through the tri-state area ahead of a cold front. Severe weather and flash flooding accompanied this line, mainly across southeast Alabama and southwest Georgia, although a few trees were also blown down in northwest Florida. One tornado was reported in Dale County, AL, and another tornado briefly occurred in northeast Leon County, FL extending into Jefferson county, FL.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Turner County

If a building in Turner County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.