Enter any address in Walker County, Georgia to see its FEMA flood zone
Flash flooding from heavy rainfall events is the most frequent type of flood experienced in Walker County, with 15 such events recorded in the last 30 years, followed closely by tropical storms. Recent examples include a flash flood event on March 25, 2021, which brought between 2.5 to 8 inches of rain to the region, and Tropical Storm Zeta on October 28-29, 2020, which caused widespread wind damage and isolated flooding.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the highest number of claims, with an average payout of $30,770 and an average water depth of 4.0 feet. While Zone X properties have seen fewer claims, their average payout is higher at $45,675, with an average water depth of 1.9 feet. Homeowners in Zone A, as well as those in other designated flood zones, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
17 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Walker County, Georgia has recorded 37 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 5 river or area floods. The county has received 19 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Winter Storm | Severe Ice Storm | Feb 10, 2014 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Severe Storm | Apr 27, 2011 |
| Severe Storms And Flooding | Severe Storm | Sep 18, 2009 |
| Hurricane Katrina Evacuation | Hurricane | Aug 27, 2005 |
| Severe Winter Storm | Severe Storm | Jan 22, 2000 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 27, 2024 | — |
| Flash Flood | Mar 25, 2021 | 0.00K |
| Tropical Storm | Oct 28, 2020 | — |
| Flash Flood | Apr 12, 2020 | 25.00K |
| Flash Flood | Jul 20, 2019 | 0.00K |
| Flash Flood | Jun 28, 2018 | 0.00K |
| Tropical Storm | Sep 11, 2017 | 25.00K |
| Flash Flood | Jun 5, 2017 | 3.00K |
| Flash Flood | Apr 29, 2014 | 3.00K |
| Flash Flood | May 19, 2013 | 10.00K |
Tropical Storm — Sep 27, 2024
Hurricane Helene made landfall as a Category 4 hurricane in the Big Bend region of Florida at 11 PM EDT. Helene moved quickly inland bringing wind gusts between 50 and 100 mph to portions of east and central Georgia. Widespread rainfall totals between 6 and 14 inches were observed in association with Helene across north and central Georgia. The highest rainfall amounts were primarily observed i...
Flash Flood — Mar 25, 2021
A very moist and moderately unstable airmass over the region combined with strong shear and persistent southwesterly mid and upper flow produced numerous showers and thunderstorms across north and parts of central Georgia through the day on the 25th into the morning of the 26th. Numerous reports of flooding were received with several reports of severe thunderstorms and a few isolated tornadoes....
Tropical Storm — Oct 28, 2020
During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Flash Flood — Apr 12, 2020
A powerful Spring storm system resulted in a Severe Weather / Tornado outbreak across much of the Southeast region, including north and central Georgia, beginning on Easter Sunday (April 12th) and lingering into the morning hours of April 13th. From the Storm Prediction Center (Day 1) convective outlook, just about the entire area was under an ENHANCED risk for severe weather with a MODERATE ri...
Flash Flood — Jul 20, 2019
Broad but weak upper-level ridging persisted across the region. However, ample moisture and a moderately unstable atmosphere resulted in isolated to scattered afternoon and evening thunderstorms and isolated reports of severe weather each day. Rainfall amounts associated with these storms were generally 1.5 to 2.5 inches, with isolated areas of 3 to 5 inches.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Walker County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Walker County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.