FEMA flood zones · Georgia

Warren County, Georgia Flood Zone Map

2 federal flood & hurricane disasters

3% of Warren County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Warren County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Warren County floods

Tropical storms and hurricanes dominate the severe weather and flood history of Warren County, which recorded 13 tropical storm events, 3 hurricane events, 1 general flood, and 1 flash flood over the last 30 years in the NOAA Storm Events Database.

Major regional impacts are recorded in recent historical narratives. In September 2024, Hurricane Helene brought widespread rainfall totals of 6 to 14 inches and wind gusts between 50 and 100 mph to portions of east and central Georgia. Earlier, in October 2020, Tropical Storm Zeta swept rapidly across north and central Georgia, producing widespread wind damage and isolated flooding.

Homeowners, real estate agents, and journalists should pay the most attention to properties vulnerable to heavy inland rainfall and wind impacts associated with major tropical systems tracking northward from the Gulf and Atlantic coasts.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

5 NOAA storm reports from Warren County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →

Federal disasters

13 federal disaster declarations since 1977, 2 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 22, 2026
Hurricane HeleneSep 24, 2024
Hurricane MichaelOct 9, 2018
Hurricane IrmaSep 7, 2017
Severe Winter StormFeb 10, 2014
Severe Storms And TornadoesMar 1, 2007
Hurricane Katrina EvacuationAug 27, 2005
DroughtJul 20, 1977

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

18 since 1996: 1 flash floods and 1 river or area floods.

EventDateDamage
Hurricane (Typhoon)Sep 27, 2024—
Tropical StormOct 29, 2020—
Tropical StormOct 11, 2018—
Tropical StormSep 11, 2017$50,000
FloodJul 13, 2013$10,000
Flash FloodJun 7, 2013$3,000
Tropical StormSep 4, 2011—
Tropical StormNov 10, 2009—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Hurricane (Typhoon) · Sep 27, 2024. Hurricane Helene made landfall as a Category 4 hurricane in the Big Bend region of Florida at 11 PM EDT. Helene moved quickly inland bringing wind gusts between 50 and 100 mph to portions of east and central Georgia. Widespread rainfall totals between 6 and 14 inches were observed in association with Helene across north and central Georgia. The highest rainfall amounts were primarily observed in portions of east-c…

Tropical Storm · Oct 29, 2020. During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.

Tropical Storm · Oct 11, 2018. Hurricane Michael made landfall along the Florida panhandle at Mexico beach (just southeast of Panama City) on the afternoon of October 10, 2018 as a high-end Category 4 hurricane (max winds of 155 MPH). Michael then moved rapidly inland, causing widespread wind damage along its path as it swept northeast across south and central Georgia. Hurricane Michael was the first major hurricane, category 3 or higher, to di…

Tropical Storm · Sep 11, 2017. On the morning of August 30th Tropical Storm Irma developed rapidly over the eastern Atlantic Ocean, just west of the Cape Verde Islands. Tropical Irma quickly strengthened as it moved west, reaching hurricane strength by the morning of August 31st. Hurricane Irma continued to move steadily westward across the Atlantic Ocean, intensifying to category 4 storm on the Saffir-Simpson scale as it approached the norther…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Warren County

If a building in Warren County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.