Enter any address in White County, Georgia to see its FEMA flood zone
Flash flooding from heavy rainfall events is the most frequent type of flooding recorded in White County over the last 30 years, with 47 such events documented by NOAA. This includes incidents like the flash floods that occurred in March 2021, when rainfall totals of 2.5 to 8 inches were reported across the region, leading to numerous reports of flooding. Tropical storms and hurricanes have also impacted the county, though less frequently.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A, typically areas with higher flood risk, have experienced a higher number of claims. However, properties in Zone X, which are generally considered to have a lower flood risk, have seen significantly higher average payouts and water depths in claims.
Residents in areas designated as Zone A, as well as those in Zone X who have experienced substantial water damage, should pay close attention to flood risk. Homeowners in proximity to rivers or streams, or those without a documented Base Flood Elevation (BFE), may face increased vulnerability.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
45 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
White County, Georgia has recorded 66 flood-related events since 1996 according to NOAA's Storm Events Database, including 47 flash floods and 3 river or area floods. The county has received 21 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Severe Storms And Tornadoes | Severe Storm | Mar 25, 2021 |
| Tropical Storm Zeta | Hurricane | Oct 29, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Winter Storm | Severe Ice Storm | Feb 15, 2015 |
| Severe Winter Storm | Severe Ice Storm | Feb 10, 2014 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Severe Storm | Apr 27, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Mar 26, 2021 | 0.00K |
| Flash Flood | Mar 26, 2021 | 20.00K |
| Flash Flood | Mar 26, 2021 | 25.00K |
| Flash Flood | Mar 26, 2021 | 6.00K |
| Flash Flood | Mar 25, 2021 | 0.00K |
| Flash Flood | Aug 17, 2021 | 0.00K |
| Flash Flood | Aug 17, 2021 | 20.00K |
| Tropical Storm | Oct 29, 2020 | — |
| Flood | Apr 13, 2020 | 0.00K |
| Flash Flood | Oct 11, 2020 | 10.00K |
Flash Flood — Mar 26, 2021
A very moist and moderately unstable airmass over the region combined with strong shear and persistent southwesterly mid and upper flow produced numerous showers and thunderstorms across north and parts of central Georgia through the day on the 25th into the morning of the 26th. Numerous reports of flooding were received with several reports of severe thunderstorms and a few isolated tornadoes....
Flash Flood — Mar 25, 2021
A very moist and moderately unstable airmass over the region combined with strong shear and persistent southwesterly mid and upper flow produced numerous showers and thunderstorms across north and parts of central Georgia through the day on the 25th into the morning of the 26th. Numerous reports of flooding were received with several reports of severe thunderstorms and a few isolated tornadoes....
Flash Flood — Aug 17, 2021
The remains of Tropical Storm Fred moved across central and north Georgia as a tropical depression during the overnight hours through the morning producing isolated reports of damaging winds in convective bands and several tornadoes. No reports of wind damage were received outside of the stronger convective bands. Rainfall amounts exceeded 4 inches in portions of northeast Georgia, with amounts...
Tropical Storm — Oct 29, 2020
During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Flood — Apr 13, 2020
A powerful Spring storm system resulted in a Severe Weather / Tornado outbreak across much of the Southeast region, including north and central Georgia, beginning on Easter Sunday (April 12th) and lingering into the morning hours of April 13th. From the Storm Prediction Center (Day 1) convective outlook, just about the entire area was under an ENHANCED risk for severe weather with a MODERATE ri...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in White County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in White County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.