35 flood insurance claims·$480,591 paid·4 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Worth County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Standard river and general flood events dominate the flood character of Worth County, accompanied by frequent flash floods and tropical system impacts over the last 30 years. NOAA records document 35 flood events, 22 flash flood events, 10 tropical storm events resulting in 1 death, and 2 hurricane events. Recent severe weather includes a flash flood event on April 11, 2024, and impacts from Tropical Storm Debby on August 5, 2024, which brought heavy rainfall and widespread regional flooding.
National Flood Insurance Program records show claims filed across multiple zones with varying severity. Properties in Zone X account for 20 claims with an average payout of $18,755 and an average recorded water depth of 6 inches. Properties in Zone A account for 13 claims with an average payout of $24,485 and an average recorded water depth of 13 inches. An additional 2 claims were filed under an unknown zone, averaging a $3,385 payout and an average recorded water depth of 1 inch.
Homeowners and real estate agents with properties in Zone A, as well as those in Zone X experiencing heavy precipitation from summer thunderstorms and tropical systems, should pay the closest attention to these flood risks.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
In flood insurance claims here that reported a flood depth, the average was 8 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2009, with 15 claims and $194,044 paid, the year of Severe Storms, Flooding, Tornadoes, and Straight-line Winds.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
56 NOAA storm reports from Worth County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →
19 federal disaster declarations since 1974, 4 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Hurricane Helene | Sep 24, 2024 |
| Hurricane Debby | Aug 4, 2024 |
| Hurricane Michael | Oct 9, 2018 |
| Hurricane Irma | Sep 7, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Jan 21, 2017 |
| Severe Storms, Tornadoes, And Straight-line Winds | Jan 2, 2017 |
| Severe Storms, Flooding, Tornadoes, And Straight-line Winds | Mar 26, 2009 |
| Severe Storms And Tornadoes | Mar 1, 2007 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
69 since 1996: 22 flash floods and 35 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Jun 9, 2025 | — |
| Flash Flood | Sep 27, 2024 | — |
| Tropical Storm | Sep 26, 2024 | $5.0M |
| Flash Flood | Sep 25, 2024 | — |
| Flash Flood | Apr 11, 2024 | — |
| Tropical Storm | Aug 5, 2024 | $10,000 |
| Tropical Storm | Aug 30, 2023 | — |
| Flash Flood | Jun 14, 2023 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Jun 9, 2025. A summertime pattern continued over the area with scattered afternoon and evening thunderstorms. A few storms were severe with impacts to trees and power lines.
Flash Flood · Sep 27, 2024. Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane produced a devastat…
Tropical Storm · Sep 26, 2024. Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane produced a devastat…
Flash Flood · Sep 25, 2024. Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane produced a devastat…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Worth County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.