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Kauai County, Hawaii Flood Zones

Check an Address in Kauai County

Enter any address in Kauai County, Hawaii to see its FEMA flood zone

The Flooding Character of Kauai County

Flash flooding from heavy rainfall is the dominant flood character in Kauai County. Over the past 30 years, the NOAA Storm Events Database recorded 148 flash flood events resulting in 9 fatalities, alongside 61 flood events with 1 fatality. Recent events include flash flooding in July 2025, where rainfall of nearly eight inches was recorded over a 24-hour period, and April 2024, which saw heavy showers and thunderstorms leading to evacuations and road closures.

National Flood Insurance Program (NFIP) claims data indicates that while Zone A areas have seen a high number of claims, properties in Zone X_UNSHADED have experienced the highest average payouts and significant water depths. Homeowners in coastal areas, properties near rivers and streams, and those located in areas designated as Zone X or Zone X_UNSHADED should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Kauai County

39 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Hawaii flood stories →

Flood Risk Data for Kauai County

Kauai County, Hawaii has recorded 209 flood-related events since 1996 according to NOAA's Storm Events Database, including 148 flash floods and 61 river or area floods. The county has received 18 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Kauai County Disaster History

FEMA Disaster Declarations (1974–2024)

Disaster Declarations
18
Flood/Coastal Disasters
4
Hurricane Disasters
3
Latest Disaster
Severe Storms, Flooding, And Landslides (2024-04-11)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Kauai County

DeclarationTypeDate
Severe Storms, Flooding, And LandslidesFloodApr 11, 2024
Hurricane DouglasHurricaneJul 23, 2020
Severe Storms And FloodingSevere StormMar 27, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Tropical Storm OliviaHurricaneSep 9, 2018
Hurricane LaneHurricaneAug 22, 2018
Severe Storms, Flooding, Landslides, And MudslidesFloodApr 13, 2018
Severe Storms, Flooding, And LandslidesSevere StormMar 3, 2012
Severe Storms And FloodingFloodDec 10, 2008

Recorded Flood Events in Kauai County

NOAA Storm Events Database (1996–2025)

Total Flood Events
209
River/Area Floods
61
Flash Floods
148
Total Property Damage
$93.3M
Flood Deaths
10
Flood Injuries
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Kauai County

TypeDateDamage
Flash FloodJul 20, 20250.00K
Flash FloodApr 12, 20240.00K
Flash FloodApr 12, 20246.50M
Flash FloodApr 12, 20247.00M
Flash FloodApr 11, 20240.00K
Flash FloodJan 30, 20230.00K
Flash FloodMar 29, 20230.00K
Flash FloodJan 24, 20230.00K
Flash FloodFeb 21, 20230.00K
FloodDec 20, 20230.00K

Kauai County Flood History

Flash Flood — Jul 20, 2025

A mid level trough combined with an upper level low and enhanced moisture allowed significant flooding to occur over portions of Kauai. Mt Wai'ale'ale recorded nearly eight inches of rainfall in a twenty four hour period.

Flash Flood — Apr 12, 2024

A strong low pressure system to the northwest of the Hawaiian Islands along with an associated surface trough brought abundant moisture and an unstable atmosphere to the region. This moisture and instability led to heavy rainfall and thunderstorms primarily over the island of Kauai. During the early morning of April twelve, a band of heavy showers with embedded thunderstorms moved over the isla...

Flash Flood — Apr 11, 2024

A strong low pressure system to the northwest of the Hawaiian Islands along with an associated surface trough brought abundant moisture and an unstable atmosphere to the region. This moisture and instability led to heavy rainfall and thunderstorms primarily over the island of Kauai. During the early morning of April twelve, a band of heavy showers with embedded thunderstorms moved over the isla...

Flash Flood — Jan 30, 2023

Radar and automated rain gauges indicated heavy rain, with rates of one to two inches per hour, had fallen over northern Kauai. Area river and stream gauges showed elevated flows.

Flash Flood — Mar 29, 2023

Heavy rainfall across south Kauai caused significant ponding on area roadways between Lawai and Poipu.

Source: NOAA National Weather Service Storm Events Database.

Kauai County NFIP Flood Insurance Claims

Total Claims Filed
1,224
Total Paid Out
$38.8M
Avg Claim
$54,901
Avg Water Depth
11.5 ft

Claims by Flood Zone

A Zones (High Risk)
523
V Zones (Coastal)
220
X Shaded (500-yr)
14
X Unshaded (Low)
93

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Kauai County

FEMA assigns flood zone designations to areas in Kauai County, Hawaii:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Kauai County

Properties in Kauai County, Hawaii that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.