Enter any address in Maui County, Hawaii to see its FEMA flood zone
Flash flooding events have been the most frequent type of flooding in Maui County over the past 30 years, with 122 recorded instances, resulting in 3 fatalities. General flood events have also occurred, with 57 recorded instances. Recent events include flooding on January 31, 2025, impacting southwest Maui due to heavy rainfall, and multiple instances of flooding on January 9, 2024, associated with strong cold fronts bringing heavy rain and gusty winds.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the highest number of claims, with 271 claims averaging $13,514 in payouts and 1.2 feet of water depth. Coastal properties in Zone V have seen significantly higher average payouts of $54,804, though with a lower average water depth of 0.5 feet. Homeowners in Zone X and Zone X_UNSHADED have also filed claims, with average payouts of $20,772 and $9,993 respectively. Residents in Zone A, Zone V, and properties located in areas without a Base Flood Elevation (BFE) should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
37 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Maui County, Hawaii has recorded 179 flood-related events since 1996 according to NOAA's Storm Events Database, including 122 flash floods and 57 river or area floods. The county has received 29 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1968–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Holomua Fire | Fire | Sep 23, 2025 |
| Lahaina Fire | Fire | Aug 9, 2023 |
| Pulehu Fire | Fire | Aug 9, 2023 |
| Upcountry Fire | Fire | Aug 9, 2023 |
| Wildfires And High Winds | Fire | Aug 8, 2023 |
| Severe Storms, Flooding, And Landslides | Severe Storm | Dec 5, 2021 |
| Severe Storms, Flooding, And Landslides | Flood | Mar 8, 2021 |
| Hurricane Douglas | Hurricane | Jul 23, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jan 31, 2025 | 0.00K |
| Flood | Jan 16, 2024 | 0.00K |
| Flood | Jan 9, 2024 | 0.00K |
| Flood | Nov 30, 2023 | 0.00K |
| Flash Flood | Jan 29, 2023 | 0.00K |
| Flash Flood | Jan 27, 2023 | 0.00K (1 deaths) |
| Flood | Dec 1, 2023 | 0.00K |
| Flash Flood | Dec 18, 2022 | 0.00K |
| Flash Flood | Sep 9, 2022 | 0.00K |
| Flash Flood | May 1, 2022 | 1.20M |
Flood — Jan 31, 2025
A strong low that passed a few hundred miles north of the state produced gale force winds and heavy rainfall over all of the main Hawaiian Islands. The worst flooding affected O'ahu during the daylight hours of January 30 and southwest Maui that night. The Kuli'ou'ou and Hawai'i Kai areas appeared to have the worst flooding on O'ahu due to the passage of an intense rain band with 2- to 4-inch p...
Flood — Jan 16, 2024
A cold front caused flooding and wind damage over portions of the islands.
Flood — Jan 9, 2024
A strong cold front impacted the Hawaiian Islands and brought periods of heavy rain and gusty winds. This resulted in flooding over portions of the islands as well as wind damage.
Flood — Nov 30, 2023
A kona low developed west-northwest of the Hawaiian Islands and brought periods of heavy rainfall and isolated thunderstorms. Heavy rainfall lead to localized flash flooding and landslides across portions of the State. Impacts from the kona low continued into December 2023 and are covered in episode 186869.
Flash Flood — Jan 29, 2023
Radar indicated heavy rain across portions of Maui County through the early morning hours. The most intense rain fell over the Wailuku and Waikapu areas with rainfall rates of one to two inches per hour over saturated ground. The Maalaea area of south Maui and the Honoapiilani Highway from Maalaea to Lahaina were the most vulnerable to flooding impacts, as well poor drainage areas in Wailuku an...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Maui County, Hawaii:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Maui County, Hawaii that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.