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Bannock County, Idaho Flood Zones

Check an Address in Bannock County

Enter any address in Bannock County, Idaho to see its FEMA flood zone

The Flooding Character of Bannock County

Flash flooding from heavy rainfall is the dominant flood character in Bannock County. Between 1993 and 2023, NOAA Storm Events data recorded 40 flash flood events and 22 flood events. Recent examples include flash flooding in the Pocatello and American Falls areas on August 17, 2023, following 1 to 2.5 inches of rain in three hours, and street flooding in Pocatello on May 18, 2018, due to heavy rainfall.

National Flood Insurance Program (NFIP) claims data shows that properties in Zone A and Zone X_UNSHADED have experienced significant water depths, averaging 5.1 feet and 5.3 feet respectively. While Zone X and Zone X_SHADED have seen fewer claims with lower average water depths, flooding can still occur.

Homeowners in areas identified as Zone A or Zone X_UNSHADED, particularly those located near creeks or in low-lying areas prone to rapid runoff, should pay the most attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Bannock County

7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Idaho flood stories →

Flood Risk Data for Bannock County

Bannock County, Idaho has recorded 62 flood-related events since 1996 according to NOAA's Storm Events Database, including 40 flash floods and 22 river or area floods. The county has received 5 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Bannock County Disaster History

FEMA Disaster Declarations (1964–2020)

Disaster Declarations
5
Flood/Coastal Disasters
1
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Bannock County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane KatrinaHurricaneAug 29, 2005
WildfiresFireJul 27, 2000
Heavy Rains & FloodingFloodDec 31, 1964

Recorded Flood Events in Bannock County

NOAA Storm Events Database (1996–2025)

Total Flood Events
62
River/Area Floods
22
Flash Floods
40
Total Property Damage
$3.7M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Bannock County

TypeDateDamage
Flash FloodMay 14, 20250.00K
FloodJul 4, 20250.00K
Flash FloodMay 30, 20230.00K
FloodApr 30, 20230.50K
Flash FloodAug 17, 20231.00K
FloodSep 21, 20221.00K
Flash FloodMay 18, 20180.00K
FloodJan 9, 20170.00K
FloodFeb 5, 2017450.00K
FloodApr 4, 20170.00K

Bannock County Flood History

Flood — Jul 4, 2025

Reports of severe weather and flooding were widespread on the 4th of July holiday.

Flash Flood — May 30, 2023

Heavy rains brought extensive street flooding in the city of Pocatello.

Flood — Apr 30, 2023

Old Hwy 30 in Inkom was closed from Holstein Street to Main Street because of flooding from Rapid Creek.

Flash Flood — Aug 17, 2023

Extremely heavy rainfall caused some flash flooding in the Pocatello area and American Falls. One to 2.5 inches of rain fell in a 3 hour time span.

Flood — Sep 21, 2022

Several occurrences of severe thunderstorm wind gusts and flooding with heavy rain were reported on September 21st.

Source: NOAA National Weather Service Storm Events Database.

Bannock County NFIP Flood Insurance Claims

Total Claims Filed
30
Total Paid Out
$97,395
Avg Claim
$5,126
Avg Water Depth
5.8 ft

Claims by Flood Zone

A Zones (High Risk)
11
X Shaded (500-yr)
5
X Unshaded (Low)
3

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Bannock County

FEMA assigns flood zone designations to areas in Bannock County, Idaho:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Bannock County

Properties in Bannock County, Idaho that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.