FEMA flood zones · Illinois

Jasper County, Illinois Flood Zone Map

10 flood insurance claims·$160,951 paid

Less than 1% of Jasper County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Jasper County, Illinois. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Jasper County floods

Flash flooding from summer thunderstorms dominates the flood risk profile in Jasper County, Illinois, accounting for 40 of the 49 recorded flood events over the last 30 years, alongside 9 standard flood events.

Recent history illustrates these heavy rainfall threats. In August 2022, continuous back-building storm cells dropped over 8 inches of rainfall across the county. Similarly, the remnants of Tropical Storm Gordon brought heavy rainfall ranging from 5 to 10 inches in September 2018, and saturated soils exacerbated localized flash flooding from thunderstorms in June 2018. National Flood Insurance Program records indicate claims spanning multiple zones, including Zone X_UNSHADED with 5 claims averaging a $28,151 payout and 6 inches of recorded water depth; Zone A with 4 claims averaging a $15,823 payout and 4 inches of recorded water depth; and Zone X with 1 claim averaging an $878 payout and 23 inches of recorded water depth.

Property owners in both mapped Special Flood Hazard Areas like Zone A and unshaded or standard Zone X areas should pay close attention to this risk, as significant payouts and water depths have been recorded across multiple zones during intense local rainfall events.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 8 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 2008, with 2 claims and $96,539 paid, the year of Severe Storms and Flooding.

1985: 1 claims1993: 1 claims1995: 1 claims2002: 2 claims2008: 2 claims2015: 2 claims2022: 1 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

17 NOAA storm reports from Jasper County describe what happened, in the words of the forecasters who covered it. Read the Illinois flood stories →

Federal disasters

9 federal disaster declarations since 1990.

DisasterBegan
Severe Storms, Straight-line Winds, And TornadoesNov 17, 2013
Severe Winter Storm And SnowstormJan 31, 2011
Severe Storms And FloodingJun 1, 2008
Hurricane Katrina EvacuationAug 29, 2005
Severe Storms, Tornadoes And FloodingApr 21, 2002
Severe Storms And FloodingApr 28, 1996
Severe Storms, Tornadoes & FloodingMay 15, 1990

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

49 since 1996: 40 flash floods and 9 river or area floods.

EventDateDamage
Flash FloodAug 1, 2022—
Flash FloodJun 11, 2018—
Flash FloodSep 8, 2018—
FloodApr 29, 2017—
Flash FloodApr 29, 2017—
FloodMay 11, 2017—
Flash FloodMay 10, 2017—
FloodMay 4, 2017—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Aug 1, 2022. An outflow boundary from convection earlier in the day served as the primary focusing mechanism for numerous storm clusters along and south of I-70 from the late afternoon of August 1st into the pre-dawn hours of August 2nd. Some of the storms dropped very large hail up to 2 inches in diameter. In addition, continuous back-building cells produced a swath of heavy rainfall in excess of 8 inches from eastern Effi…

Flash Flood · Jun 11, 2018. A series of weak impulses interacted with a stationary frontal boundary extending from northeast Missouri to southwest Indiana to produce several rounds of thunderstorms across south-central Illinois from the evening of June 11th into the morning of June 12th. The strongest cells produced damaging wind gusts of around 60mph and hail as large as golf balls during the evening of June 11th. In addition, excessive r…

Flash Flood · Sep 8, 2018. Heavy rain impacted central and southeast Illinois as the remnants of Tropical Storm Gordon tracked from Arkansas during the afternoon of September 7th to southern Ohio by the afternoon of September 9th. The rainfall was further enhanced by a weak cold front dropping southward out of the Upper Midwest. Rainfall was heaviest south of I-70 in closer proximity to the track of the storm, with amounts ranging from 5…

Flood · Apr 29, 2017. Heavy rainfall impacted central and southeast Illinois from April 29th into April 30th...creating flash flooding, which led to widespread areal flooding. Periods of thunderstorms with very high rainfall rates dropped 2.00 to 6.50 inches of rain across much of central and southeast Illinois from April 29th into early on May 1st. This rainfall, occurring on top of already saturated soils, created flash flooding in a…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Jasper County

If a building in Jasper County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.