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Lawrence County, Illinois Flood Zones

Check an Address in Lawrence County

Enter any address in Lawrence County, Illinois to see its FEMA flood zone

The Flooding Character of Lawrence County

Flash flooding from thunderstorms is the dominant flood character in Lawrence County. Between 1993 and 2023, NOAA Storm Events data recorded 39 flash flood events and 11 flood events. For example, on April 5, 2025, rainfall of 3 to 5 inches caused flooding, and on April 2, 2025, Indian Creek overflowed its banks, closing South Main Street in Bridgeport.

NFIP claims data indicates that properties in Zone A have experienced flooding, with an average payout of $19,590 and an average water depth of 0.8 feet. Properties in Zone X also show significant payouts, averaging $21,009 with 1.0 foot of water depth. Homeowners in these zones, as well as those in Zone UNKNOWN with a high average payout and water depth, should pay close attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Lawrence County

23 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Illinois flood stories →

Flood Risk Data for Lawrence County

Lawrence County, Illinois has recorded 50 flood-related events since 1996 according to NOAA's Storm Events Database, including 39 flash floods and 11 river or area floods. The county has received 9 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Lawrence County Disaster History

FEMA Disaster Declarations (1996–2020)

Disaster Declarations
9
Flood/Coastal Disasters
1
Latest Disaster
Covid-19 Pandemic (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Lawrence County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Straight-line Winds, And FloodingFloodApr 16, 2013
Severe Storms And FloodingSevere StormApr 19, 2011
Severe Storms And FloodingSevere StormJun 1, 2008
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Record/near Record SnowSnowstormDec 21, 2004
Severe Storms, Tornadoes And FloodingTornadoApr 21, 2002
Severe Storms And FloodingSevere StormApr 28, 1996

Recorded Flood Events in Lawrence County

NOAA Storm Events Database (1996–2025)

Total Flood Events
50
River/Area Floods
11
Flash Floods
39
Total Property Damage
$1.8M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Lawrence County

TypeDateDamage
Flash FloodJun 30, 20250.00K
Flash FloodApr 5, 20250.00K
Flash FloodAug 4, 20250.00K
Flash FloodApr 2, 20250.00K
Flash FloodJul 1, 20250.00K
Flash FloodJul 24, 20220.00K
Flash FloodAug 1, 20220.00K
FloodFeb 7, 20190.00K
Flash FloodJun 11, 20180.00K
Flash FloodSep 8, 20180.00K

Lawrence County Flood History

Flash Flood — Jun 30, 2025

A slow-moving cold front progressed across Illinois during the afternoon and evening of June 30th, 2025, interacting with a very moist, unstable airmass and resulting in clusters of thunderstorms. Eventually, these clusters of storms grew into a slow-moving complex that produced heavy rain along and southeast of the I-70 corridor, with rainfall amounts ranging from 1 to 3.5 inches. This resulte...

Flash Flood — Apr 5, 2025

Several waves of low pressure tracking along a stationary frontal boundary draped across the Ohio River Valley brought periods of showers and thunderstorms to the southern half of Illinois from April 3rd through April 5th. The heaviest rain occurred during the evening of April 4th into the morning of the 5th when amounts of 3 to 5 inches were common along and south of I-70. A Cooperative Weat...

Flash Flood — Aug 4, 2025

A weak trough of low pressure triggered a few clusters of thunderstorms across central and southeast Illinois during the afternoon and evening of August 4th. One of the most prominent clusters dropped 2.44 of rain in a short amount of time at the Lawrenceville Airport and caused flash flooding along Illinois Route 1 on the north side of Lawrenceville.

Flash Flood — Apr 2, 2025

Several rounds of showers and thunderstorms occurred across southeast Illinois in advance of a warm front on April 1st into the early morning of April 2nd. Rainfall amounts of 1.50 to 2.50 were common...with a few spots approaching 3.00. Thanks to the heavy rainfall occurring on already saturated soils, numerous creeks and streams overflowed their banks. Indian Creek flooded, causing the closur...

Flash Flood — Jul 1, 2025

A slow-moving cold front interacted with a very moist, unstable airmass during the afternoon and evening of June 30th, 2025, resulting in a cluster of thunderstorms that produced heavy rainfall along and south of I-70 late that evening. Rainfall amounts of 1 to 3.5 inches occurred, which resulted in a few instances of flooding beginning on June 30th and lingering into the early morning hours of...

Source: NOAA National Weather Service Storm Events Database.

Lawrence County NFIP Flood Insurance Claims

Total Claims Filed
17
Total Paid Out
$235,982
Avg Claim
$15,732
Avg Water Depth
8.4 ft

Claims by Flood Zone

A Zones (High Risk)
8
X Unshaded (Low)
4

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Lawrence County

FEMA assigns flood zone designations to areas in Lawrence County, Illinois:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Lawrence County

Properties in Lawrence County, Illinois that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.