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Mason County, Illinois Flood Zones

Check an Address in Mason County

Enter any address in Mason County, Illinois to see its FEMA flood zone

The Flooding Character of Mason County

Flash flooding from thunderstorms is the primary flood hazard in Mason County. In the last 30 years, NOAA Storm Events data shows 18 flash flood events and 10 flood events. For example, a slow-moving thunderstorm caused widespread flash flooding in Rantoul in July 2020, and heavy rainfall led to flash flooding and areal flooding across central and southeast Illinois in April 2017.

NFIP claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $9,118 and an average water depth of 8.9 feet. While Zone X_SHADED has had fewer claims, those that have occurred resulted in the highest average payout of $16,411 and an average water depth of 18.2 feet. Homeowners in Zone A, Zone X_SHADED, and those in areas with unknown flood zone designations should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Mason County

9 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Illinois flood stories →

Flood Risk Data for Mason County

Mason County, Illinois has recorded 28 flood-related events since 1996 according to NOAA's Storm Events Database, including 18 flash floods and 10 river or area floods. The county has received 18 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Mason County Disaster History

FEMA Disaster Declarations (1968–2020)

Disaster Declarations
18
Flood/Coastal Disasters
6
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Mason County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Straight-line Winds, And FloodingFloodApr 16, 2013
Severe Winter Storm And SnowstormSnowstormJan 31, 2011
SnowSnowstormNov 30, 2006
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Storms, Tornadoes, And FloodingSevere StormMay 6, 2003
Severe Storms, Tornadoes And FloodingTornadoApr 21, 2002
Winter Storm 1/1/99SnowstormJan 1, 1999
Severe Storms And FloodingSevere StormMay 15, 1995

Recorded Flood Events in Mason County

NOAA Storm Events Database (1996–2025)

Total Flood Events
28
River/Area Floods
10
Flash Floods
18
Total Property Damage
$5.0M
Flood Deaths
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Mason County

TypeDateDamage
Flash FloodFeb 22, 20230.00K
Flash FloodJul 9, 20200.00K
FloodApr 29, 20170.00K
Flash FloodApr 29, 20170.00K
Flash FloodAug 12, 20160.00K
Flash FloodJun 28, 20150.00K
Flash FloodJun 26, 20150.00K
Flash FloodJun 7, 20150.00K
FloodApr 18, 20135.00M
FloodMay 1, 20130.00K

Mason County Flood History

Flash Flood — Feb 22, 2023

A warm front draped along the I-72 corridor served as the initial focusing mechanism for convection across central Illinois on February 22nd. Midday temperatures ranged from the upper 30s north of the boundary in the Peoria area to the lower 70s along and south of I-70. An upper-level disturbance interacting with the sharp temperature gradient triggered clusters of strong to severe thundersto...

Flash Flood — Jul 9, 2020

A slow-moving isolated thunderstorm dropped 1 to 2 inches of rain in a short amount of time across northeast Champaign County during the late afternoon of July 9th, leading to widespread flash flooding in Rantoul. Meanwhile further west, a line of strong to severe thunderstorms developed along the Mississippi River ahead of an approaching cold front. These storms pushed into the Illinois Rive...

Flood — Apr 29, 2017

Heavy rainfall impacted central and southeast Illinois from April 29th into April 30th...creating flash flooding, which led to widespread areal flooding. Periods of thunderstorms with very high rainfall rates dropped 2.00 to 6.50 inches of rain across much of central and southeast Illinois from April 29th into early on May 1st. This rainfall, occurring on top of already saturated soils, created...

Flash Flood — Apr 29, 2017

Low pressure tracking along a stationary frontal boundary near the I-70 corridor brought widespread strong to severe thunderstorms to much of central and southeast Illinois during the late afternoon and evening of April 29th. A tornado briefly touched down in an open field northeast of Alexander in Morgan County. Elsewhere, thunderstorms packed winds of 60-70mph and caused significant wind da...

Flash Flood — Aug 12, 2016

An approaching cold front triggered thunderstorms across central Illinois during the late afternoon and evening of August 12th. Due to copious amounts of moisture in the atmosphere and the slow-moving nature of the storms, extremely heavy rain fell along and just west of I-55. The heaviest rain occurred in a swath from southern Woodford County southward into western Sangamon County where 3.00...

Source: NOAA National Weather Service Storm Events Database.

Mason County NFIP Flood Insurance Claims

Total Claims Filed
359
Total Paid Out
$2.4M
Avg Claim
$8,857
Avg Water Depth
11.0 ft

Claims by Flood Zone

A Zones (High Risk)
159
X Shaded (500-yr)
4
X Unshaded (Low)
106

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Mason County

FEMA assigns flood zone designations to areas in Mason County, Illinois:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Mason County

Properties in Mason County, Illinois that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.