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Mattoon, Illinois Flood Zones

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Enter any address in Mattoon, Illinois to see its FEMA flood zone

Flood Risk in Mattoon, Illinois

Mattoon has a population of 16,870 residents. Like many communities in Illinois, properties in Mattoon may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Mattoon. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Mattoon

FEMA assigns flood zone designations to areas in Mattoon, Illinois:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Mattoon

Properties in Mattoon that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Illinois flood zone data →