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St. Clair County, Illinois Flood Zones

Check an Address in St. Clair County

Enter any address in St. Clair County, Illinois to see its FEMA flood zone

St. Clair County Disaster History

Disaster Declarations
19
Flood/Coastal Disasters
8
Hurricane Disasters
1
Latest Disaster
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNG (2024-07-13)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in St. Clair County

DeclarationTypeDate
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNGFlood2024-07-13
SEVERE STORM AND FLOODINGFlood2022-07-25
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
SEVERE STORMS AND FLOODINGFlood2019-02-24
SEVERE STORMS AND FLOODINGSevere Storm2008-06-01
SEVERE WINTER STORMSevere Ice Storm2006-11-30
HURRICANE KATRINA EVACUATIONHurricane2005-08-29
SEVERE STORMS, TORNADOES AND FLOODINGTornado2002-04-21
SEVERE STORMS AND FLOODINGSevere Storm1996-04-28

Flood Zone Types in St. Clair County

FEMA assigns flood zone designations to areas in St. Clair County, Illinois:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in St. Clair County

Properties in St. Clair County, Illinois that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.