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Vernon Hills, Illinois Flood Zones

Check an Address in Vernon Hills

Enter any address in Vernon Hills, Illinois to see its FEMA flood zone

Flood Risk in Vernon Hills, Illinois

Vernon Hills has a population of 26,850 residents. Like many communities in Illinois, properties in Vernon Hills may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Vernon Hills. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Illinois Statewide Flood Data

Total NFIP Claims
52,610
Total Claims Paid
$576.9M
Active Policies
619,703
Avg Premium
$1,048/yr
Disaster Declarations
1,313
Peak Claims Year
2008

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Vernon Hills

FEMA assigns flood zone designations to areas in Vernon Hills, Illinois:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Vernon Hills

Properties in Vernon Hills that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Illinois is approximately $1,048 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Illinois flood zone data →