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Williamson County, Illinois Flood Zones

Check an Address in Williamson County

Enter any address in Williamson County, Illinois to see its FEMA flood zone

The Flooding Character of Williamson County

Flash flooding from severe thunderstorms is the dominant flood character in Williamson County, IL. Over the past 30 years, NOAA Storm Events data shows 40 recorded flash flood events and 28 general flood events. Recent examples include flash flooding on May 8, 2024, and general flooding on May 26, 2024, both associated with significant severe weather outbreaks.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A, which typically have a Base Flood Elevation (BFE) defined, have experienced the highest number of claims (123) with an average payout of $9,428 and an average water depth of 1.7 feet. However, properties in Zone X, though fewer in number (12 claims), have seen the highest average payouts ($18,343) and an average water depth of 1.2 feet. Properties in Zone X_SHADED have also experienced significant water depth, averaging 3.0 feet with 6 claims.

Homeowners in areas designated as Zone A, as well as those in any flood zone with a history of claims and water intrusion, should pay close attention to flood risk. Given the prevalence of flash flooding, properties in low-lying areas or those near drainage paths are also at higher risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Williamson County

32 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Illinois flood stories →

Flood Risk Data for Williamson County

Williamson County, Illinois has recorded 68 flood-related events since 1996 according to NOAA's Storm Events Database, including 40 flash floods and 28 river or area floods. The county has received 9 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.

Williamson County Disaster History

FEMA Disaster Declarations (1982–2020)

Disaster Declarations
9
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Williamson County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms And FloodingSevere StormApr 19, 2011
Severe Storms, Flooding, And TornadoesSevere StormMay 8, 2009
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Record/near Record SnowSnowstormDec 21, 2004
Severe Storms, Tornadoes And FloodingTornadoApr 21, 2002
Severe Storms And FloodingSevere StormApr 28, 1996
Severe Storms & TornadoesTornadoJun 5, 1982

Recorded Flood Events in Williamson County

NOAA Storm Events Database (1996–2025)

Total Flood Events
68
River/Area Floods
28
Flash Floods
40
Total Property Damage
$2.5M
Flood Deaths
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Williamson County

TypeDateDamage
Flash FloodJul 19, 20250.00K
FloodMay 26, 20240.00K
FloodMay 14, 20240.00K
Flash FloodMay 8, 20240.00K
FloodMar 24, 20230.00K
Flash FloodJul 19, 202325.00K
FloodMar 3, 20230.00K
FloodMar 30, 20220.00K
Flash FloodFeb 17, 20220.00K
Flash FloodAug 4, 2022100.00K

Williamson County Flood History

Flash Flood — Jul 19, 2025

As high pressure slowly crept northward towards the Quad State region, ridging remained over the middle Mississippi River Valley. A slow-moving MCS moved through the northeastern half of the Quad State midday to near sunset. CAPE rose to 1000-2000J/kg in northern portions of Southern Illinois with effective bulk shear around 30kts. Extremely high moisture content with precipitable water values ...

Flood — May 26, 2024

The second major severe weather outbreak for the month occurred on the 26th for the Quad State region. On the synoptic scale, a shortwave trough centered in the middle of the country with a 60 kt mid-level jet moved across northern Arkansas. A weak surface low was moving into SE Missouri during the morning with a secondary low located further northwest. A warm frontal boundary was draped across...

Flood — May 14, 2024

Surface low pressure was drifting across the Quad State on the 14th. Showers and thunderstorms popped up in the afternoon to evening hours with the strongest storm in Southern Illinois moving through Marion, producing damage to vinyl fencing and minor street flooding. CAPE values around 1000 J/kg dropped off after sunset. Lapse rates were meager, around 6 C/km, and shear was also limited to aro...

Flash Flood — May 8, 2024

A major outbreak of severe weather occurred on the 8th for the Quad State region. On the synoptic scale, a longwave trough was centered across the Rockies with deep-layer southwesterly flow from the Southern Plains to the Ohio Valley. A 110 kt upper jet extended from northern KS to IA while a 60 kt mid-level jet was positioned across northern MZ into IA. Surface low pressure near the MZ/KS bord...

Flood — Mar 24, 2023

A nearly stationary front draped itself from central Texas northeast through the Ohio River Valley and produced multiple rounds of showers and thunderstorms, some with very heavy rainfall. Scattered showers and thunderstorms resulted in several cases of flooding or flash flooding. One to three inches of rain fell across the region with isolated higher amounts before the front passed east on the...

Source: NOAA National Weather Service Storm Events Database.

Williamson County NFIP Flood Insurance Claims

Total Claims Filed
203
Total Paid Out
$1.7M
Avg Claim
$10,657
Avg Water Depth
2.8 ft

Claims by Flood Zone

A Zones (High Risk)
123
X Shaded (500-yr)
6
X Unshaded (Low)
12

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Williamson County

FEMA assigns flood zone designations to areas in Williamson County, Illinois:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Williamson County

Properties in Williamson County, Illinois that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.