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Woodford County, Illinois Flood Zones

Check an Address in Woodford County

Enter any address in Woodford County, Illinois to see its FEMA flood zone

The Flooding Character of Woodford County

Flash flooding from thunderstorms is a significant flood concern in Woodford County. Over the past 30 years, NOAA Storm Events data shows 33 flash flood events and 12 general flood events. For example, heavy rainfall caused flash flooding in Woodford County on May 25, 2020, and again on July 15, 2020, as part of larger weather systems impacting the region.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $10,207 and an average water depth of 3.7 feet. While fewer claims have been filed in Zone X_SHADED, these have shown a higher average water depth of 8.1 feet, though with a lower average payout of $3,339. Residents in Zone A, and those in areas with higher reported water depths, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Woodford County

22 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Illinois flood stories →

Flood Risk Data for Woodford County

Woodford County, Illinois has recorded 45 flood-related events since 1996 according to NOAA's Storm Events Database, including 33 flash floods and 12 river or area floods. The county has received 14 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Woodford County Disaster History

FEMA Disaster Declarations (1974–2020)

Disaster Declarations
14
Flood/Coastal Disasters
4
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Woodford County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Straight-line Winds, And TornadoesTornadoNov 17, 2013
Severe Storms, Straight-line Winds, And FloodingFloodApr 16, 2013
Severe Winter Storm And SnowstormSnowstormJan 31, 2011
Severe Storms And FloodingSevere StormSep 13, 2008
Severe Winter StormSevere Ice StormNov 30, 2006
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Storms, Tornadoes, And FloodingSevere StormMay 6, 2003
Winter Storm 1/1/99SnowstormJan 1, 1999

Recorded Flood Events in Woodford County

NOAA Storm Events Database (1996–2025)

Total Flood Events
45
River/Area Floods
12
Flash Floods
33
Total Property Damage
$45.0M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Woodford County

TypeDateDamage
Flash FloodAug 2, 20220.00K
Flash FloodMay 25, 20200.00K
Flash FloodJul 19, 20200.00K
FloodJul 15, 202010.00M
Flash FloodJul 15, 20200.00K
Flash FloodMay 28, 20190.00K
Flash FloodSep 27, 20190.00K
Flash FloodMay 30, 20180.00K
Flash FloodJun 21, 20180.00K
FloodApr 29, 20170.00K

Woodford County Flood History

Flash Flood — Aug 2, 2022

A persistent frontal boundary draped across central Illinois continued to be the focus for strong to severe thunderstorm development during the morning of August 2nd. A low-level jet interacting with the boundary triggered the first cluster of storms across portions of Sangamon and Logan counties during the pre-dawn hours, with additional cells forming from Galesburg to near Lawrenceville as t...

Flash Flood — May 25, 2020

Scattered strong to severe thunderstorms developed along residual outflow boundaries from previous convection during the late afternoon and evening of May 25th. Despite weak wind shear and slow storm-movement, some of the cells produced wind gusts of 50-60 mph which created pockets of wind damage. In addition, locally heavy rainfall of 2 to 3 inches caused flash flooding from East Peoria east...

Flash Flood — Jul 19, 2020

A line of thunderstorms dropped into north-central Illinois during the morning of July 19th. A few of the cells produced wind gusts of 50-60 mph and minor tree damage in Marshall County, as well as locally heavy rainfall of 2 to 3 inches and flash flooding in parts of Woodford County. As the storms tracked further southeastward, quarter-sized hail was reported in Champaign.

Flood — Jul 15, 2020

Low pressure tracked from near Kansas City on the morning of July 15th to southern Lake Michigan by midnight on July 16th. The low interacted with an unstable and very moist environment to produce a Mesoscale Convective System (MCS) over eastern Kansas into Missouri, which then pushed into west-central Illinois by the mid to late morning of July 15th. Several rounds of convection moved across...

Flash Flood — Jul 15, 2020

Low pressure tracked from near Kansas City on the morning of July 15th to southern Lake Michigan by midnight on July 16th. The low interacted with an unstable and very moist environment to produce a Mesoscale Convective System (MCS) over eastern Kansas into Missouri, which then pushed into west-central Illinois by the mid to late morning of July 15th. Several rounds of convection moved across...

Source: NOAA National Weather Service Storm Events Database.

Woodford County NFIP Flood Insurance Claims

Total Claims Filed
425
Total Paid Out
$4.2M
Avg Claim
$11,739
Avg Water Depth
6.3 ft

Claims by Flood Zone

A Zones (High Risk)
315
X Shaded (500-yr)
12
X Unshaded (Low)
8

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Woodford County

FEMA assigns flood zone designations to areas in Woodford County, Illinois:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Woodford County

Properties in Woodford County, Illinois that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.