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Blackford County, Indiana Flood Zones

Check an Address in Blackford County

Enter any address in Blackford County, Indiana to see its FEMA flood zone

Read First-Hand Flood Stories from Blackford County

1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Blackford County

Blackford County, Indiana has recorded 7 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 1 river or area floods. The county has received 17 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Blackford County Disaster History

FEMA Disaster Declarations (1965–2026)

Disaster Declarations
17
Flood/Coastal Disasters
2
Latest Disaster
Severe Winter Storm (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Blackford County

DeclarationTypeDate
Severe Winter StormWinter StormJan 23, 2026
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storm And SnowstormSevere StormJan 5, 2014
SnowSnowstormFeb 12, 2007
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Winter Storms And FloodingSevere StormJan 1, 2005
SnowSnowstormDec 21, 2004
Severe Storms, Tornadoes, And FloodingSevere StormAug 26, 2003
Severe Storms, Tornadoes, And FloodingSevere StormJul 4, 2003

Recorded Flood Events in Blackford County

NOAA Storm Events Database (1996–2025)

Total Flood Events
7
River/Area Floods
1
Flash Floods
6
Total Property Damage
$225,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Blackford County

TypeDateDamage
Flash FloodAug 22, 20140.00K
FloodFeb 28, 20110.00K
Flash FloodMay 14, 20110.00K
Flash FloodJan 12, 2005
Flash FloodJul 5, 200375K
Flash FloodAug 5, 199850K
Flash FloodJul 4, 1998

Blackford County Flood History

Flash Flood — Aug 22, 2014

A weak upper level system dropped southeast across the region. A stationary boundary extended west to east across the area. Three rounds of thunderstorms developed either across the area or upstream in Illinois and tracked southeast along the front. Precipitable water exceeded 2 inches allowing for a very moist atmosphere and efficient rain producing thunderstorms. The first round produced isol...

Flood — Feb 28, 2011

Numerous showers and thunderstorms developed and moved across portions of Northern Indiana. One to three inches of rain fell across the area with localized higher amounts. This resulted in some roads becoming impassable due to flood waters. The event continued into March when a few rivers went over their banks.

Flash Flood — May 14, 2011

A weak surface trough and low pressure system tracking along it allowed for thunderstorms to develop across portions of northeastern Indiana. Weak flow parallel to the trough and redevelopment of thunderstorms produced rainfall rates of one to two inches per hour. This caused areas of flooding and flash flooding. No injuries were reported.

Flash Flood — Aug 5, 1998

Synoptic and Mesoscale conditions for August 5th...A large upper trough was anchored over the central plains the morning of August 4th with a surface reflection across southeastern Iowa. A warm front stretched from this low across northern Indiana which provided the low level focus for shower and thunderstorm development the morning of the 4th. The airmass south of this front was tropical in ...

Flash Flood — Jul 4, 1998

Synoptic and mesoscale conditions for July 4th...A cold front moved into southern Michigan and northern Indiana early in the morning on July 4th. Severe thunderstorms developed along this front over the southern part of lake Michigan and quickly transformed into a bow echo as the system raced southeastward at 50 mph. Most unstable parcel Cape values exceeded 2500 J/kg. Deep layer shear was i...

Source: NOAA National Weather Service Storm Events Database.

Blackford County NFIP Flood Insurance Claims

Total Claims Filed
4
Total Paid Out
$1,516
Avg Claim
$1,516

Claims by Flood Zone

X Unshaded (Low)
2

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Blackford County

FEMA assigns flood zone designations to areas in Blackford County, Indiana:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Blackford County

Properties in Blackford County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.