Enter any address in Daviess County, Indiana to see its FEMA flood zone
Flash flooding from heavy rainfall events is the primary flood hazard in Daviess County. Over the last 30 years, NOAA Storm Events data shows 81 flood events and 35 flash flood events. Recent examples include flash flooding in August 2025, where slow-moving thunderstorms produced heavy rainfall and flooded two major roads in the county. In July 2025, isolated thunderstorms also produced flash flooding as a primary hazard.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced an average of $23,457 in payouts with an average water depth of 0.7 feet. Claims in Zone X, while less frequent, have shown a higher average water depth of 10.7 feet, though with no average payout. Homeowners in Zone A and Zone X, as well as those in Zone UNKNOWN, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
24 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Daviess County, Indiana has recorded 116 flood-related events since 1996 according to NOAA's Storm Events Database, including 35 flash floods and 81 river or area floods. The county has received 18 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1968–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Mar 8, 2009 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2008 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | May 30, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Snow | Snowstorm | Dec 21, 2004 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 30, 2025 | 10.00K |
| Flash Flood | Apr 29, 2025 | 25.00K |
| Flash Flood | Jul 17, 2025 | 25.00K |
| Flash Flood | Aug 4, 2025 | 10.00K |
| Flash Flood | Apr 4, 2025 | 250.00K |
| Flash Flood | Mar 5, 2024 | 10.00K |
| Flood | Jan 25, 2019 | 0.50K |
| Flash Flood | Jun 17, 2019 | 1.00K |
| Flash Flood | Jun 16, 2019 | 10.00K |
| Flash Flood | Feb 7, 2019 | 10.00K |
Flash Flood — Jun 30, 2025
A couple rounds of scattered heavy rains from late on the 28th through the morning of the 29th brought 1 to 2 inches of rainfall, to several areas from Bloomington into parts of Brown County and Lawrence County. Soon after, more impressive rainfall rates occurred over the same areas from the 29th evening into very early on the 30th, where an additional 3 to 6 inches of rainfall fell on a few l...
Flash Flood — Apr 29, 2025
Two rounds of strong to severe thunderstorms impacted central Indiana with the first round predominately impacting the central portions of the state with a few reports of large hail and damaging winds. Multiple structures were impacted in Rush county where a swath of 75-80 mph winds moved through. A second round arrived during the early evening hours and mainly hit the southern portions of cent...
Flash Flood — Jul 17, 2025
On July 17, 2025, a slow-moving cold front interacted with a humid and unstable airmass over central and southern Indiana. This synoptic setup led to isolated but potent thunderstorms that produced a primary hazard of flash flooding, rather than the damaging winds or tornadoes seen in previous events. The day's weather pattern was dominated by a stalled cold front, which served as a focal point...
Flash Flood — Aug 4, 2025
During the late afternoon and early evening of the 4th, slow moving thunderstorms produced heavy rainfall and flooding to portions of west-central and southwest central Indiana. Flooding was most significant in southeastern Vigo County near Blackhawk where a video showed flash flooding of a field and nearby road. Later in the day, flash flooding also occurred in Daviess County and Lawrence Co...
Flash Flood — Apr 4, 2025
The final round of rain in a stretch of 4 days brought rain amounts of 2-4.5 inches of rain to central Indiana in addition to the 3-5 inches that had fallen. This led to additional widespread flash flooding and exacerbated ongoing creek and river flooding to a point that many main stem rivers ended up reaching major flood stage.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Daviess County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Daviess County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.