Enter any address in Fayette County, Indiana to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Fayette County, IN. Over the past 30 years, NOAA Storm Events data shows 42 flood events and 25 flash flood events. Recent examples include localized flooding from heavy rainfall on March 3, 2023, and showers producing heavy rainfall on April 5, 2025.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced an average of 8 claims with payouts averaging $10,559 and water depths of 0.9 feet. Properties in Zone X have had 4 claims with average payouts of $3,587 and water depths of 1.5 feet. Residents in Zone A and Zone X, as well as those in areas with unknown flood risk, should pay close attention to flood potential.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Fayette County, Indiana has recorded 67 flood-related events since 1996 according to NOAA's Storm Events Database, including 25 flash floods and 42 river or area floods. The county has received 15 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1968–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Snow | Snowstorm | Dec 21, 2004 |
| Severe Storms And Tornadoes | Severe Storm | Sep 20, 2002 |
| Winter Storm 12/23/98 | Snowstorm | Jan 1, 1999 |
| Severe Storms And Tornadoes, And Flooding | Severe Storm | Jun 11, 1998 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 5, 2025 | 3.00K |
| Flood | Jul 1, 2025 | 0.00K |
| Flood | Mar 3, 2023 | 0.00K |
| Flash Flood | May 14, 2022 | 0.00K |
| Flash Flood | Mar 7, 2022 | 25.00K |
| Flash Flood | Jun 1, 2022 | 10.00K |
| Flood | Jun 1, 2022 | 0.00K |
| Flash Flood | Jun 12, 2021 | 0.00K |
| Flood | Jul 8, 2021 | 0.00K |
| Flood | Jun 3, 2021 | 0.00K |
Flood — Apr 5, 2025
Showers and thunderstorms produced locally heavy rainfall late in the evening and into the overnight hours.
Flood — Jul 1, 2025
A low pressure system moving toward New England trailed a cold front through the Great Lakes region and into the Ohio Valley. Showers and storms formed out ahead of this frontal boundary. Some storms produced heavy rainfall and localized flooding.
Flood — Mar 3, 2023
Showers and scattered thunderstorms developed during the afternoon hours ahead of a strong low pressure system moving through the Ohio Valley.
Flash Flood — May 14, 2022
Scattered thunderstorms developed during the afternoon and evening in a warm and humid airmass that was in place across the Ohio Valley.
Flash Flood — Mar 7, 2022
Showers and thunderstorms ahead of an approaching cold front produced localized strong winds and flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Fayette County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Fayette County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.