Enter any address in Fountain County, Indiana to see its FEMA flood zone
Flash flooding from slow-moving thunderstorms is a notable flood hazard in Fountain County. Recent events include significant flash flooding in eastern Fountain County on July 1, 2021, which washed out a section of State Road 32 for weeks. Additionally, heavy rains in June 2015 caused flooding across Fountain County and surrounding areas.
While the majority of National Flood Insurance Program (NFIP) claims in Fountain County are from zones with unknown flood risk, one claim was filed for Zone A, with an average payout of $21,407. Homeowners in areas prone to flash flooding, particularly those near waterways or low-lying areas that experienced road closures, should be aware of their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
16 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Fountain County, Indiana has recorded 106 flood-related events since 1996 according to NOAA's Storm Events Database, including 17 flash floods and 89 river or area floods. The county has received 11 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1990–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | May 30, 2008 |
| Snow | Snowstorm | Feb 12, 2007 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 25, 2004 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jul 4, 2003 |
| Winter Storm 12/23/98 | Snowstorm | Jan 1, 1999 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 19, 2021 | 20.00K |
| Flash Flood | Jul 1, 2021 | 500.00K |
| Flood | Jun 13, 2015 | 0.50K (1 deaths) |
| Flood | Jun 8, 2015 | 0.50K |
| Flash Flood | Jul 2, 2011 | 20.00K |
| Flood | May 16, 2009 | 0.00K |
| Flash Flood | May 15, 2009 | 0.00K |
| Flood | May 14, 2009 | 1.00K |
| Flood | Feb 11, 2009 | 0.00K |
| Flood | Mar 9, 2009 | 0.00K |
Flash Flood — Jun 19, 2021
A long lasting and multi faceted storm system moved through central Indiana beginning during the late afternoon hours of June 18th and continued through the evening hours with widespread damaging winds and very large hail before transitioning into a flash flooding event during the overnight hours with significant flash flooding occurring across portions of Owen and Monroe counties. Unfortunate...
Flash Flood — Jul 1, 2021
During the overnight hours from June 30th to July 1st, a series of slow moving thunderstorms moved across portions of Indiana causing isolated pockets of flash flooding. There were several reports of rainfall amounts over 3 inches with widespread areas of 2-3 inches. The most significant flash flooding occurred in far eastern Fountain County where State Road 32 was shut down for several weeks ...
Flood — Jun 13, 2015
An 18-year-old Covington man is dead after being swept through the Coal Creek low head dam. According to Indiana Conservation Officers, all area waterways are flooded and dangerous following the recent rain. Officers said they have been responding to people swept away all week due to young people swimming or floating the creeks in an inner tube.||Conservation officers warn that people drown in ...
Flood — Jun 8, 2015
Beginning on the 7th, numerous weather systems brought seemingly unending rains and at times torrential downpours to various portions of the state. The first heavy rains of the month occurred in portions of east central Illinois in addition to west central and northwest Indiana. Rainfall of 2 to nearly 6 inches on the 7th caused flooding across portions of Warren, Fountain, and Vermillion coun...
Flash Flood — Jul 2, 2011
A line of showers and thunderstorms pushed south out of northern Indiana during the evening of July the 2nd. The strongest activity was mainly across western portions of central Indiana, where a number of straight-line wind damage and flash flooding observations were reported.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Fountain County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Fountain County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.