Enter any address in Fulton County, Indiana to see its FEMA flood zone
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Fulton County, Indiana has recorded 12 flood-related events since 1996 according to NOAA's Storm Events Database, including 3 flash floods and 9 river or area floods. The county has received 17 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Feb 14, 2018 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 5, 2014 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Mar 8, 2009 |
| Severe Storms And Flooding | Severe Storm | Jan 7, 2008 |
| Snow | Snowstorm | Feb 12, 2007 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Feb 20, 2018 | 250.00K |
| Flood | Jun 15, 2015 | 0.00K |
| Flood | Jun 14, 2015 | 0.00K |
| Flash Flood | Jun 1, 2013 | 0.00K |
| Flood | Mar 10, 2009 | 200.00K |
| Flood | Jan 8, 2008 | 125.00K (2 deaths) |
| Flood | Feb 6, 2008 | 15.00K |
| Flood | Jul 7, 2001 | — |
| Flood | Apr 22, 1999 | — |
| Flash Flood | Jul 22, 1998 | 150K |
Flood — Feb 20, 2018
A slow release of a snow pack, containing one to over two inches of water, occurred in the days leading to the event which started the process of river rises in many areas. Low pressure tracked from northwest Iowa into northern Lower Michigan, which ushered in a rapid warmup and equally rapid release of any remaining water in the snow-pack. Several rounds of rain occurred between the 19th and 2...
Flood — Jun 15, 2015
Several rounds of rainfall brought flooding to many counties during a couple day period. On average, three to five inches of rain fell, often in a few hours. This rainfall occurred over already saturated ground from recent rains over the past couple of weeks. This resulted in an extended period of runoff and flooding issues.
Flood — Jun 14, 2015
Storms formed in a moist environment during the afternoon hours. These storms moved across the area slowly with a few heavy rain reports of over 1 inch of rain in 30 minutes to an hour.
Flash Flood — Jun 1, 2013
Convection moved into the region during the evening hours of May 31st. Although this weakened, the remnants of it provided a west to east focus for continued development of showers and thunderstorms. Precipitable water values of around 2 inches were in place, with training of cells common into the overnight hours of June 1st. To further complicate matters, the comma head of a large bow echo pro...
Flood — Mar 10, 2009
Several systems moved across the area, bringing with them not only some severe weather in spots, but areas of flooding as well. Rainfall amounts through this period averaged between two and four inches in many locations with some areas seeing upwards of six inches. Numerous counties reported high water on roads, with several rivers and lakes going well out of their banks.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Fulton County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Fulton County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.