Enter any address in Gibson County, Indiana to see its FEMA flood zone
River overflow along the White River is the dominant flood character in Gibson County. Recent events include minor flooding on the White River in February and May of 2025, following moderate to heavy rainfall. Additionally, a severe weather event in July 2025 produced torrential rainfall rates across Southwest Indiana, leading to flash flooding.
The National Flood Insurance Program (NFIP) data indicates that properties in Zone A and Zone UNKNOWN have experienced claims. While Zone A claims averaged a higher payout, Zone UNKNOWN claims reported significantly deeper water. Properties in Zone X_UNSHADED and Zone X have also had claims, though with lower average payouts and water depths.
Homeowners and real estate agents with properties located near the White River, or in areas identified as Zone A or Zone UNKNOWN, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
139 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Gibson County, Indiana has recorded 316 flood-related events since 1996 according to NOAA's Storm Events Database, including 40 flash floods and 276 river or area floods. The county has received 22 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1968–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Feb 14, 2018 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Winter Storm | Severe Storm | Jan 26, 2009 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2008 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | May 30, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 19, 2025 | 5.00K |
| Flood | Jul 19, 2025 | 5.00K |
| Flood | Feb 17, 2025 | 0.00K |
| Flood | May 5, 2025 | 0.00K |
| Flash Flood | Jul 31, 2024 | 0.00K |
| Flood | Dec 28, 2024 | 0.00K |
| Flood | May 20, 2024 | 0.00K |
| Flood | Apr 10, 2024 | 0.00K |
| Flood | Apr 7, 2024 | 0.00K |
| Flash Flood | Jul 3, 2024 | 0.00K |
Flash Flood — Jul 19, 2025
As high pressure slowly crept northward towards the Quad State region, ridging remained over the middle Mississippi River Valley. A slow-moving MCS moved through the northeastern half of the Quad State midday to near sunset. CAPE rose to 1000-2000J/kg in Southwest Indiana with effective bulk shear around 30kts. Extremely high moisture content with precipitable water values of 2.25in resulted in...
Flood — Jul 19, 2025
As high pressure slowly crept northward towards the Quad State region, ridging remained over the middle Mississippi River Valley. A slow-moving MCS moved through the northeastern half of the Quad State midday to near sunset. CAPE rose to 1000-2000J/kg in Southwest Indiana with effective bulk shear around 30kts. Extremely high moisture content with precipitable water values of 2.25in resulted in...
Flood — Feb 17, 2025
Heavy rain (2.5-3) over the White River basin on February 15th resulted in rising water levels along the White River with minor flooding at Petersburg and Hazleton.
Flood — May 5, 2025
Moderate to heavy rainfall near Gibson and Pike Counties early May, along with heavy rain further upstream along the White River at the end of April, fueled a rise on the White River to minor flood at Petersburg and Hazleton on the 5th through the 7th/8th with limited impacts.
Flash Flood — Jul 31, 2024
Torrential rain rates with hourly rainfall totals up to 2 inches during the evening hours resulted in flash flooding issues developing in the towns of Oakland City and Union in Southwest Indiana. Flooding occurred on side streets and, in Pike County, damaged fencing and carried away items. Precipitable water values were near 2 inches while MLCAPE was 2000 J/kg.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Gibson County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Gibson County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.