Enter any address in Hendricks County, Indiana to see its FEMA flood zone
Flash flooding from heavy rainfall events is a primary flood concern in Hendricks County. Over the past 30 years, NOAA Storm Events data shows 27 flood events and 25 flash flood events, with one recorded fatality associated with flash flooding. Recent examples include widespread flash flooding in April 2025 following several days of heavy rain, and localized flooding in August 2021 due to stationary thunderstorms.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced a significant number of claims, with an average payout of $8,906 and an average water depth of 2.6 feet. While Zone X and Zone X_Unshaded have fewer claims, they have shown higher average water depths and payouts, suggesting potential for substantial damage even in areas not typically considered high-risk. Homeowners in Zone A, as well as those in Zone X and X_Unshaded, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
16 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Hendricks County, Indiana has recorded 52 flood-related events since 1996 according to NOAA's Storm Events Database, including 25 flash floods and 27 river or area floods. The county has received 13 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1996–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 5, 2014 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | May 30, 2008 |
| Snow | Snowstorm | Feb 12, 2007 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 25, 2004 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Aug 26, 2003 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 5, 2025 | 250.00K |
| Flash Flood | Aug 25, 2021 | 250.00K |
| Flood | May 30, 2019 | 0.00K |
| Flood | Jun 15, 2019 | 1.00K |
| Flash Flood | Apr 3, 2018 | 1.00K |
| Flood | Jun 23, 2017 | 0.50K |
| Flash Flood | Jul 11, 2017 | 1.00K |
| Flood | Jun 15, 2016 | 0.50K |
| Flood | Dec 27, 2015 | 0.25K |
| Flood | Jul 13, 2015 | 1.00K |
Flash Flood — Apr 5, 2025
The final round of rain in a stretch of 4 days brought rain amounts of 2-4.5 inches of rain to central Indiana in addition to the 3-5 inches that had fallen. This led to additional widespread flash flooding and exacerbated ongoing creek and river flooding to a point that many main stem rivers ended up reaching major flood stage.
Flash Flood — Aug 25, 2021
An outflow boundary from overnight storms initiated a round of strong to severe thunderstorms north of Indianapolis before spreading through much of central and south central Indiana. Radar showed numerous weak microburst/downbursts at times through the late morning and early afternoon with minor tree damage noted in Hendricks and Marion county. Across that same area and also across southern P...
Flood — May 30, 2019
A west to east line of showers and thunderstorms developed and pushed across central Indiana during the evening hours of May the 30th. Large hail, a lightning strike causing damage, and flooding was observed.
Flood — Jun 15, 2019
A warm front brought severe storms, tornadoes, and heavy rain on June 15th. A significant tornado outbreak that was the largest since November 17, 2013 occurred during the evening of Saturday, June 15th. Seven tornadoes occurred in central Indiana with 3 additional tornadoes across portions of eastern Indiana.||This is what the environment showed. A weak shortwave trough was moving through cent...
Flash Flood — Apr 3, 2018
A low pressure system generated numerous thunderstorms across central Indiana on April 3rd. The first few rounds of thunderstorms produced heavy rain and flooding across the area, while the final round of thunderstorms brought damaging winds and a couple of tornadoes.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Hendricks County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Hendricks County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.