Enter any address in Henry County, Indiana to see its FEMA flood zone
Flash flooding from heavy rainfall events dominates Henry County's flood character. Over the past 30 years, NOAA Storm Events data shows 13 flash flood events, alongside 14 general flood events. For example, a slow-moving band of thunderstorms in May 2017 brought 2 to 4 inches of rain to parts of the county, causing both flooding and flash flooding. More recently, in August 2024, training downpours contributed to significant rainfall, exacerbating existing creek and river flooding.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A, typically areas of higher flood risk, have experienced an average water depth of 9.0 feet with an average payout of $6,022. Properties in Zone X, considered moderate to low flood risk, have also filed claims, with an average water depth of 3.5 feet and a higher average payout of $8,384. Homeowners in areas designated as Zone A, as well as those located near creeks and rivers, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Henry County, Indiana has recorded 27 flood-related events since 1996 according to NOAA's Storm Events Database, including 13 flash floods and 14 river or area floods. The county has received 18 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | May 30, 2008 |
| Snow | Snowstorm | Feb 12, 2007 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Snow | Snowstorm | Dec 21, 2004 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 25, 2004 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Aug 26, 2003 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 4, 2025 | 50.00K |
| Flash Flood | Aug 1, 2024 | 5.00K |
| Flood | May 24, 2017 | 1.00K |
| Flash Flood | May 24, 2017 | 3.00K |
| Flash Flood | Aug 28, 2016 | 0.50K |
| Flood | Jul 13, 2010 | 10.00K |
| Flash Flood | Jun 9, 2008 | 50.00K |
| Flash Flood | Jan 8, 2008 | 10.00K |
| Flash Flood | Jun 4, 2008 | 2.00K |
| Flash Flood | Jun 4, 2008 | 10.00K (1 deaths) |
Flash Flood — Apr 4, 2025
The final round of rain in a stretch of 4 days brought rain amounts of 2-4.5 inches of rain to central Indiana in addition to the 3-5 inches that had fallen. This led to additional widespread flash flooding and exacerbated ongoing creek and river flooding to a point that many main stem rivers ended up reaching major flood stage.
Flash Flood — Aug 1, 2024
A remnant southwest to northeast boundary from early morning convection combined with an approaching upper trough and associated cold front, as well as anomalous precipitable water values up to 2.00 inches and CAPE around 2000 J/kg. Resultant thunderstorms came in two phases, first a marginally severe bow echo that crossed far southwestern central Indiana, and then torrential, training downpou...
Flood — May 24, 2017
A slow-moving band of showers and thunderstorms moved across eastern areas of central Indiana. Some locations saw upwards of 2 to 4 inches of rain. This led to flooding and flash flooding in portions of the Henry and Delaware County areas.
Flash Flood — May 24, 2017
A slow-moving band of showers and thunderstorms moved across eastern areas of central Indiana. Some locations saw upwards of 2 to 4 inches of rain. This led to flooding and flash flooding in portions of the Henry and Delaware County areas.
Flash Flood — Aug 28, 2016
Slow moving thunderstorms produced locally heavy rainfall, which led to flash flooding in a few locations across central Indiana. One large hail report and a couple damaging wind reports were also received.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Henry County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Henry County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.