Enter any address in Huntington County, Indiana to see its FEMA flood zone
Flash flooding from intense thunderstorms is the dominant flood character in Huntington County, IN. Between 2003 and 2023, NOAA Storm Events data recorded 17 flash flood events and 7 general flood events. For example, heavy rainfall caused flash flooding on July 13, 2015, and again on July 14, 2015, as storms moved through the region.
National Flood Insurance Program (NFIP) claims data from Huntington County shows that properties in Zone A have experienced a significant number of claims, averaging $10,062 per payout with an average water depth of 12.5 feet. Properties in Zone X, particularly Zone X_UNSHADED, have also seen substantial claims, with average payouts of $14,672 and an average water depth of 13.1 feet. Homeowners in these zones, as well as those in Zone X_SHADED with an average water depth of 10.6 feet, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Huntington County, Indiana has recorded 24 flood-related events since 1996 according to NOAA's Storm Events Database, including 17 flash floods and 7 river or area floods. The county has received 15 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 5, 2014 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | May 30, 2008 |
| Severe Storms And Flooding | Severe Storm | Jan 7, 2008 |
| Snow | Snowstorm | Feb 12, 2007 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 25, 2004 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 16, 2015 | 0.00K |
| Flood | Jun 15, 2015 | 0.00K |
| Flash Flood | Jul 14, 2015 | 0.00K |
| Flash Flood | Jun 13, 2015 | 0.00K |
| Flood | Jun 13, 2015 | 0.00K |
| Flash Flood | Jul 13, 2015 | 0.00K |
| Flash Flood | May 23, 2011 | 0.00K |
| Flood | May 14, 2011 | 250.00K |
| Flash Flood | May 14, 2011 | 0.00K |
| Flash Flood | Jun 10, 2011 | 0.00K |
Flash Flood — Jun 16, 2015
Several rounds of rainfall brought flooding to many counties during a couple day period. On average, three to five inches of rain fell, often in a few hours. This rainfall occurred over already saturated ground from recent rains over the past couple of weeks. This resulted in an extended period of runoff and flooding issues.
Flood — Jun 15, 2015
Several rounds of rainfall brought flooding to many counties during a couple day period. On average, three to five inches of rain fell, often in a few hours. This rainfall occurred over already saturated ground from recent rains over the past couple of weeks. This resulted in an extended period of runoff and flooding issues.
Flash Flood — Jul 14, 2015
A northward retreating outflow boundary from morning thunderstorms and eastward migration of upstream instability allowed for convection to fire later in the evening as the cap eroded and an upstream upper level trough approached the region. Storms initially produced isolated hail and wind damage, however heavy rainfall and flash flooding quickly became the primary threat.
Flash Flood — Jun 13, 2015
Storms initiated along a stationary front across northern Indiana. Moderate instability and weak shear led to a few wet downbursts which caused isolated wind damage. The greater threat became flooding as rainfall rates of 2 to 4 inches per hour became common.
Flood — Jun 13, 2015
Storms initiated along a stationary front across northern Indiana. Moderate instability and weak shear led to a few wet downbursts which caused isolated wind damage. The greater threat became flooding as rainfall rates of 2 to 4 inches per hour became common.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Huntington County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Huntington County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.