113 flood insurance claims·$1.6M paid·2 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Jasper County, Indiana. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Jasper County experiences an equal distribution of standard floods and flash floods, driven by heavy rainfall events. Recent history includes localized flooding from heavy rain and freezing rain in February 2023, as well as flash flooding caused by heavy rain from thunderstorms in June 2020. Severe rainfall in February 2018 also caused areal flooding and major flooding on some rivers.
National Flood Insurance Program records indicate that high-risk Zone A properties have experienced the highest frequency of claims, totaling 86 claims with an average payout of $15,375 and an average recorded water depth of 7 inches. Meanwhile, properties outside high-risk areas also face financial risk, with unshaded Zone X properties averaging 11 claims with a $32,091 average payout and an average water depth of 2 inches. Zone X properties recorded 6 claims with an average payout of $15,988 and an average water depth of 1 inch, while unknown zones recorded 10 claims with an average payout of $4,187 and an average water depth of 2 inches.
Homeowners in Zone A should pay the most attention to flood risk due to the concentration of claims and deeper average water levels, while property owners in unshaded Zone X areas should also note the potential for high-cost flood damages.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
11% of Jasper County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
97 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 6 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2008, with 55 claims and $530,404 paid, the year of Severe Storms and Flooding.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
3 NOAA storm reports from Jasper County describe what happened, in the words of the forecasters who covered it. Read the Indiana flood stories →
18 federal disaster declarations since 1990, 2 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 23, 2026 |
| Severe Storms And Flooding | Feb 14, 2018 |
| Severe Winter Storm And Snowstorm | Jan 5, 2014 |
| Severe Storms, Tornadoes, And Flooding | Mar 8, 2009 |
| Severe Storms And Flooding | Sep 12, 2008 |
| Severe Storms And Flooding | Jan 7, 2008 |
| Snow | Feb 12, 2007 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
26 since 1996: 13 flash floods and 13 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flood | May 20, 2024 | — |
| Flood | Feb 22, 2023 | — |
| Flash Flood | Jun 27, 2020 | — |
| Flash Flood | Jun 22, 2018 | — |
| Flood | Feb 20, 2018 | — |
| Flood | Feb 20, 2018 | $288,000 |
| Flash Flood | Jun 1, 2013 | — |
| Flash Flood | Mar 10, 2009 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flood · May 20, 2024. Scattered thunderstorms moved across parts of northwest Indiana during the afternoon of May 20th.
Flood · Feb 22, 2023. An area of freezing rain developed across northwest Indiana during the early morning hours of February 22nd. The Valparaiso Airport measured 0.09 inches of ice accumulation. Temperatures warmed above freezing by mid morning and then periods of heavy rain moved across northwest Indiana during the afternoon producing localized flooding. The heaviest rains fell across Newton, Jasper and Benton Counties. Storm tot…
Flash Flood · Jun 27, 2020. Two rounds of thunderstorms moved across portions of northwest Indiana during the early morning hours of June 27th. Many areas received 1 to 2 inches of rain. The highest totals were near Kentland. Scattered thunderstorms developed during the afternoon of June 27th producing very heavy rain over these same areas, including Kentland, producing flash flooding.
Flash Flood · Jun 22, 2018. Heavy rain caused flooding in parts of northwest Indiana during the afternoon of June 22nd.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Jasper County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.